405 E 5th St, Atlantic, IA 50022 Property Records

Cass County property record for 405 E 5th St, Atlantic, IA 50022

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,572 sqft · built 1910
Lot Size0.138 acres (6,000 sqft)
OwnerIndividual Name on Record
Last Sale$145,000 (Aug 2022)
Tax Bill$2,286 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN300005975001000

Property Details

APN / Parcel Number

Primary APN300005975001000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,572 sqft Living Area
1st Floor Area704 sqft
Basement Area704 sqft
Finished Basement704 sqft
Game RoomGame Room
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area6,000 sqft (0.138 acres)
Lot Dimensions100 ft deep x 60 ft wide
Garage TypeAttached
Garage Area685 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area228 sqft
Deck Area70 sqft
Patio Area673 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address405 E 5TH ST
CityATLANTIC
StateIA
Zip50022-1342
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE60' LOTS 11-12 BLK 38
Legal SubdivisionORIGINAL TOWN - ATLANTIC
Legal Block38
Legal Lot Number11,12
JurisdictionCASS IA
Township / Civil DivisionGROVE
Census Block Group2
Census Block2130
Census Tract190500

Owner

Source: Cass County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address405 E 5TH ST, ATLANTIC, IA 50022-1342
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 29, 2022 · Amount on Record
Deed SaleAug 29, 2022 · Amount on Record
Deed Book / Page2022 / 1442
Prior Transfer DateOct 12, 2015
Prior Transfer Doc02015/1791
Record UpdatedSep 20, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASS IA
Recording DateAug 29, 2022
Property Address405 E 5TH ST, ATLANTIC, IA 50022-1342
Document Number02022/1442
Book / Page2022 / 1442
Instrument DateAug 19, 2022
Instrument2022-1442
Transaction TypeTransfer
Record UpdatedJun 1, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$231.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 E 5TH ST, ATLANTIC, IA 50022-1342

Mortgage

Document Number02022/1443
DateAug 29, 2022
Book Page2022/1443
Instrument2022-1443
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2052
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Cass County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateIowa
CountyCass County
MunicipalityAtlantic City
Unified School DistrictAtlantic Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,286.00$158,810 (+24.96%) Land $5,820 Building $152,990$158,810 (+24.96%) Land $5,820 Building $152,990
2024$2,286.00 (-25.49%)
2023$127,090 Land $5,820 Building $121,270$127,090 Land $5,820 Building $121,270
2022$3,068.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims6 (1993–2015)
Claims Outside the SFHA2 of 6
Most Recent ClaimJun 2015 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes And Flooding, Jun 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATLANTIC MUNICIPAL UTILITIES
serves 7,252 people · EPA ID IA1509074
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50

May also be available: Verizon, Western Iowa Wireless.

Nearby Properties on E 5th St

Nearby Streets

Search Property Records by Address or Parcel Number