306 E 5th St, Atlantic, IA 50022 Property Records

Cass County property record for 306 E 5th St, Atlantic, IA 50022

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,259 sqft · built 1949
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Jun 2026)
Tax Bill	$1,244 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`300005672001000`

Property Details

APN / Parcel Number

Primary APN	`300005672001000`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,259 sqft Living Area
1st Floor Area	1,007 sqft
Attic	Attic
Attic Area	252 sqft
Basement Area	1,007 sqft
Finished Basement	503 sqft
Game Room	Game Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	62 sqft
Deck Area	37 sqft
Patio Area	83 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	306 E 5TH ST
City	ATLANTIC
State	IA
Zip	50022-1339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W60' LOT 5-6 BLK 24
Legal Subdivision	ORIGINAL TOWN - ATLANTIC
Legal Block	24
Legal Lot Number	5,6
Jurisdiction	CASS IA
Township / Civil Division	GROVE
Census Block Group	2
Census Block	2109
Census Tract	190500

Owner

Source: Cass County records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	306 E 5TH ST, ATLANTIC, IA 50022-1339
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Warranty Deed, Transfer · Conventional Mortgage WHITNEY BANK
Apr 21, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2026 · Amount on Record
Deed Sale	Jun 5, 2026 · Amount on Record
Deed Document Number	2026
Deed Book / Page	2026 / 1028
Prior Transfer Date	Apr 21, 2023
Prior Transfer Doc	002023/598
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS IA
Recording Date	Jun 5, 2026
Property Address	306 E 5TH ST, ATLANTIC, IA 50022-1339
Document Number	2026001028
Book / Page	2026 / 1028
Instrument Date	Jun 4, 2026
Transaction Type	Transfer
Record Updated	Jul 9, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20,119.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 E 5TH ST, ATLANTIC, IA 50022-1339

Mortgage

Document Number	2026001029,
Date	Jun 5, 2026
Book Page	2026/1029

Lender

Name	WHITNEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	2026001030,
Date	Jun 5, 2026
Book Page	2026/1030

Lender

Name	HOUSING TRUST FUND

Agreement

Amount	Amount Recorded

Interest

Rate	6.23%
Max Rate	-1%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS IA
Recording Date	Apr 21, 2023
Property Address	306 E 5TH ST, ATLANTIC, IA 50022-1339
Document Number	002023/598
Book / Page	2023 / 598
Instrument Date	Apr 21, 2023
Instrument	2023-598
Transaction Type	Transfer
Record Updated	May 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 E 5TH ST, ATLANTIC, IA 50022-1339

Tax Assessment & Valuation

Source: Cass County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cass County
Municipality	Atlantic City
Unified School District	Atlantic Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,244.00 Homeowner's exemption	$115,530 (+24.09%) Land $5,820 Building $109,710	$115,530 (+24.09%) Land $5,820 Building $109,710
2024	$1,244.00 (-20.26%)
2023		$93,100 Land $5,820 Building $87,280	$93,100 Land $5,820 Building $87,280
2022	$1,560.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1993–2015)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jun 2015 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes And Flooding, Jun 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC MUNICIPAL UTILITIES serves 7,252 people · EPA ID IA1509074
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon, Western Iowa Wireless.

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