Cass County property record for 407 E 5th St, Atlantic, IA 50022
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,608 sqft · built 1900 |
| Lot Size | 0.17 acres (7,414 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $80,000 (Aug 2024) |
| Tax Bill | $2,086 (2026) |
| Deeds & Mortgages | Sep 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 300004776001000 |
| Primary APN | 300004776001000 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,608 sqft Living Area |
| 1st Floor Area | 812 sqft |
| Basement Area | 812 sqft |
| Unfinished Basement | 812 sqft |
| Game Room | Game Room |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,414 sqft (0.17 acres) |
| Porch | Slab |
| Porch Area | 330 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 407 E 5TH ST |
|---|---|
| City | ATLANTIC |
| State | IA |
| Zip | 50022-1342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W60' LOTS 1-2 & N20.2' W1/2 LOT 3 BLK 38 |
| Legal Subdivision | ORIGINAL TOWN - ATLANTIC |
| Legal Block | 38 |
| Legal Lot Number | 1-3 |
| Jurisdiction | CASS IA |
| Township / Civil Division | GROVE |
| Census Block Group | 2 |
| Census Block | 2131 |
| Census Tract | 190500 |
Source: Cass County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 407 E 5TH ST, ATLANTIC, IA 50022-1342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2024 · Amount on Record |
| Deed Sale | Aug 7, 2024 · Amount on Record |
| Deed Book / Page | 2024 / 1238 |
| Prior Transfer Date | Oct 12, 2015 |
| Prior Transfer Doc | 02015/1793 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS IA |
| Property Address | 407 E 5TH ST, ATLANTIC, IA 50022-1342 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 02025/1577 |
|---|---|
| Date | Sep 11, 2025 |
| Book Page | 2025/1577 |
| Name | COMMUNITY 1ST CU |
|---|---|
| Type | Credit Union |
| Address | OTTUMWA, IA 52501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 28, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Cass County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Cass County |
| Municipality | Atlantic City |
| Unified School District | Atlantic Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,086.00 Homeowner's exemption | $132,220 (-) Land $6,240 Building $125,980 | $132,220 (-) Land $6,240 Building $125,980 |
| 2025 | $2,086.00 (+21.85%) Homeowner's exemption | $132,220 (+25.46%) Land $6,240 Building $125,980 | $132,220 (+25.46%) Land $6,240 Building $125,980 |
| 2024 | $1,712.00 (-6.14%) | ||
| 2023 | $105,390 Land $6,240 Building $99,150 | $105,390 Land $6,240 Building $99,150 | |
| 2022 | $1,824.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1993–2015) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Jun 2015 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATLANTIC MUNICIPAL UTILITIES serves 7,252 people · EPA ID IA1509074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: Verizon, Western Iowa Wireless.
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