405 Cliff Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 405 Cliff Dr, Aptos, CA 95003 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2011
Square Footage2,251 sqft Living Area
Lot Size6,098 sqft (0.14 acres)
GarageAttached, 336 sqft
OccupancyOwner Occupied
Tax Bill$6,802.00 (2025)

Property Details

APN / Parcel Number

Primary APN043-032-05
Alternative APN
  • 043-032-05-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Building Area2,251 sqft Living Area
Gross Area2,587 sqft Gross Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 2011
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area6,098 sqft (0.14 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area336 sqft Garage
Deck Area273 sqft Deck
Patio Area273 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address405 CLIFF DR
CityAPTOS
StateCA
Zip95003-5107
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionAPTOS BCH CNTRY CLB PROP 06
Legal Block81
Legal Lot Number5
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup2
Census Block2017
Census Tract122205

Owner

Source: Santa Cruz County records · APN 043-032-05

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address405 CLIFF DR, APTOS, CA 95003-5107
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 01, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 10, 2018Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateOct 01, 2018
Transfer Doc0000030771
Record RefreshedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address405 CLIFF DR, APTOS, CA 95003-5107
Transaction TypeMortgage
Record UpdatedNov 18, 2021
Title CompanyNOT AVAILABLE, RADIAN SETTLEMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 CLIFF DR, APTOS, CA 95003-5107

Mortgage

Document Number0000054363
DateNov 01, 2021
Instrument2021-0054363
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueSep 01, 2051

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateOct 10, 2018
Property Address405 CLIFF DR, APTOS, CA 95003-5107
Document Number0000030771
Instrument DateOct 01, 2018
Instrument30771
Transaction TypeTransfer
Record UpdatedOct 29, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 CLIFF DR APTOS CA 950035107, APTOS, CA 95003-5107

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$468,518 (+2%) Land $32,961 Building $435,557
2025$6,802.00 (+11.29%)$459,333 (+4.04%) Land $32,315 Building $427,018
2023$6,112.00 (+2.58%)$441,495 Land $31,059 Building $410,436$3,851,820
2022$5,958.00

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