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328 Cliff Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 328 Cliff Dr, Aptos, CA 95003 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 1980
Square Footage2,791 sqft Living Area
Lot Size6,752 sqft (0.155 acres)
GarageAttached, 645 sqft
Last Sale$2,710,000 (2026)
Tax Bill$30,792.00 (2025)

Property Details

APN / Parcel Number

Primary APN043-093-02
Alternative APN
  • 043-093-02-000

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Total Rooms5 Rooms
Building Area2,791 sqft Living Area
Gross Area3,436 sqft Gross Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area6,752 sqft (0.155 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area645 sqft Garage
Deck Area263 sqft Deck
Patio Area263 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address328 CLIFF DR
CityAPTOS
StateCA
Zip95003-5137
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionMELANIE PARK 88
Legal BlockA
Legal Lot Number2
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup1
Census Block1004
Census Tract122205

Owner

Source: Santa Cruz County records · APN 043-093-02

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address425 ROBIN RIDGE WAY, CAMPBELL, CA 95008-3090
Owner TypeOwner is a Company
VestingOwner is a Trust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2026Grant Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Oct 16, 2025Deed of Trust, Mortgage · Line of Credit
HOMETRUST BANK
Apr 11, 2022Grant Deed, Transfer · Conventional Mortgage
LENDUS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 25, 2026 · Amount on Record
Deed SaleJun 25, 2026 · Amount on Record
Prior SaleApr 11, 2022 · Amount on Record
Deed Doc Number202614413
Transfer Doc0000040710
Record RefreshedSep 20, 2026

June 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJun 25, 2026
Property Address328 CLIFF DR, APTOS, CA 95003-5137
Document Number0000014413
Instrument DateJun 16, 2026
Instrument202614413
Transaction TypeTransfer
Record UpdatedJul 10, 2026
Title CompanyREPUBLIC TITLE COMPANY, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$301,081.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust

Mortgage

Document Number0000014414,
DateJun 25, 2026
Instrument202614414
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address328 CLIFF DR, APTOS, CA 95003-5137
Transaction TypeMortgage
Record UpdatedOct 30, 2025
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address328 CUFF DR, APTOS, CA 95003

Mortgage

Document Number0000022112
DateOct 16, 2025
Instrument2025-0022112
Lender
NameHOMETRUST BANK
TypeBank
AddressASHEVILLE, NC 28801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 15, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateApr 11, 2022
Property Address328 CLIFF DR, APTOS, CA 95003-5137
Document Number0000011632
Map ReferenceVOL 23 PG 35
Instrument DateMar 31, 2022
Instrument2022-0011632
Transaction TypeTransfer
Record UpdatedApr 27, 2022
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,682.90
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address328 CLIFF DR, APTOS, CA 95003-5137

Mortgage

Document Number0000011633
DateApr 11, 2022
Instrument2022-0011633
Lender
NameLENDUS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,640,052 (+2%) Land $1,991,675 Building $648,377
2025$30,792.00 (+9.26%) Homeowner's exemption$2,588,287 (+4.04%) Land $1,952,623 Building $635,664
2023$28,182.00 (+13.57%) Homeowner's exemption$2,487,780 Land $1,876,800 Building $610,980$2,292,930
2022$24,815.00

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