1. Home
  2. California
  3. Santa Cruz County
  4. Aptos
  5. Cliff Dr

409 Cliff Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 409 Cliff Dr, Aptos, CA 95003 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1957
Square Footage1,070 sqft Living Area
Lot Size6,186 sqft (0.142 acres)
OccupancyOwner Occupied
Last Sale$992,000 (2018)
Tax Bill$14,287.00 (2025)

Property Details

APN / Parcel Number

Primary APN043-032-03
Alternative APN
  • 043-032-03-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,070 sqft Living Area
Gross Area1,608 sqft Gross Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Construction TypeWood Construction
Roof MaterialTile Roof
Lot Area6,186 sqft (0.142 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area538 sqft Garage

Utilities and HVAC

Heating SystemHVAC Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address409 CLIFF DR
CityAPTOS
StateCA
Zip95003-5107
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBLK 81 LOT 3
Legal SubdivisionAPTOS BEACH CC PROPS 06
Legal Lot Number3
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup2
Census Block2017
Census Tract122205

Owner

Source: Santa Cruz County records · APN 043-032-03

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address409 CLIFF DR, APTOS, CA 95003-5107
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
E MORTGAGE CAPITAL INC
Nov 24, 2020Correction Deed, Transfer
WFG TITLE COMPANY/CA, WFG TITLE CO/CA
Nov 24, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
OPTIMUM FIRST INC
Mar 18, 2020Quit Claim Deed, Transfer
WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO
Mar 18, 2020Quit Claim Deed, Transfer
OPTIMUM FIRST INC
Jul 02, 2019Deed of Trust, Mortgage · Conventional Mortgage
OPTIMUM FIRST INC
Jul 12, 2019Quit Claim Deed, Transfer
OTHER
Apr 27, 2018Grant Deed, Transfer · Conventional Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 27, 2018 · Amount on Record
Deed SaleApr 27, 2018 · Amount on Record
Prior SaleAug 04, 2006 · Amount on Record
Deed Doc Number201812734
Last Transfer DateOct 09, 2020
Transfer Doc0000050313
Record RefreshedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address409 CLIFF DR, APTOS, CA 95003-5107
Transaction TypeMortgage
Record UpdatedAug 11, 2021
Title CompanyTITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 CLIFF DR, APTOS, CA 95003-5107

Mortgage

Document Number0000040346
DateJul 30, 2021
Instrument2021-0040346
Lender
NameE MORTGAGE CAPITAL INC
TypeMortgage Company
AddressSANTA ANA, CA 92701
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

November 2020: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionSANTA CRUZ CA
Recording DateNov 24, 2020
Property Address409 CLIFF DR, APTOS, CA 95003-5107
Document Number0000050313
Instrument DateOct 09, 2020
Instrument50313
Transaction TypeTransfer
Record UpdatedMay 11, 2021
Title CompanyWFG TITLE COMPANY/CA, WFG TITLE CO/CA

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address409 CLIFF DR APTOS CA 950035107, APTOS, CA 95003-5107

November 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateNov 24, 2020
Property Address409 CLIFF DR, APTOS, CA 95003-5107
Document Number0000050311
Map ReferenceVOL 23 PG 35
Instrument DateOct 09, 2020
Instrument2020-0050311
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyWFG TITLE COMPANY OF CA

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address409 CLIFF DR, APTOS, CA 95003-5107

Mortgage

Document Number0000050312
DateNov 24, 2020
Instrument2020-0050312
Lender
NameOPTIMUM FIRST INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateMar 18, 2020
Property Address409 CLIFF DR, APTOS, CA 95003-5107
Document Number0000009509
Instrument DateMar 13, 2020
Instrument9509
Transaction TypeTransfer
Record UpdatedJun 11, 2020
Title CompanyWFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address409 CLIFF DR APTOS CA 950035107, APTOS, CA 95003-5107

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateMar 18, 2020
Property Address409 CLIFF DR, APTOS, CA 95003-5107
Document Number0000009507
Instrument DateMar 13, 2020
Instrument9507
Transaction TypeTransfer
Record UpdatedJun 11, 2020
Title CompanyWFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address409 CLIFF DR APTOS CA 950035107, APTOS, CA 95003-5107

Mortgage

Document Number9508
DateMar 18, 2020
Instrument9508
Lender
NameOPTIMUM FIRST INC
AddressFOUNTAIN VALLEY, CA 92708
Agreement
AmountAmount Recorded
Term360 Months
DueMar 17, 2050

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address409 CLIFF DR, APTOS, CA 95003-5107
Document Number0000019005
Instrument DateJul 02, 2019
Transaction TypeMortgage
Record UpdatedJul 22, 2019
Title CompanyWFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address409 CLIFF DR APTOS CA 950035107, APTOS, CA 95003-5107

Mortgage

Document Number0000019005
DateJul 09, 2019
Instrument19005
Lender
NameOPTIMUM FIRST INC
AddressFOUNTAIN VALLEY, CA 92708
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 08, 2049

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateJul 12, 2019
Property Address409 CLIFF DR, APTOS, CA 95003-5107
Document Number0000019520
Instrument DateApr 26, 2018
Instrument19520
Transaction TypeTransfer
Record UpdatedJul 24, 2019
Title CompanyOTHER

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address409 CLIFF DR APTOS CA 950035107, APTOS, CA 95003-5107

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateApr 27, 2018
Property Address409 CLIFF DR, APTOS, CA 95003-5107
Document Number0000012734
Map ReferenceVOL 23 PG 35
Instrument DateApr 24, 2018
Instrument2018-0012734
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address409 CLIFF DR, APTOS, CA 95003-5107

Mortgage

Document Number0000012735
DateApr 27, 2018
Instrument2018-0012735
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2048

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,150,947 (+2%) Land $920,758 Building $230,189
2025$14,287.00 (+9.93%) Homeowner's exemption$1,128,380 (+4.04%) Land $902,704 Building $225,676
2023$12,996.00 (+2.15%) Homeowner's exemption$1,084,564 Land $867,651 Building $216,913$1,137,870
2022$12,723.00

Nearby Properties on Cliff Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures