Champaign County property record for 405 Capitol St, Savoy, IL 61874
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.159 acres (6,936 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $166,500 (May 2012) |
| Tax Bill | $5,035 (2024) |
| Deeds & Mortgages | Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-20-35-305-013 |
| Primary APN | 03-20-35-305-013 |
|---|
| Architectural Style | Condo/Apartment |
|---|---|
| Lot Area | 6,936 sqft (0.159 acres) |
| Street Address | 405 CAPITOL ST |
|---|---|
| City | SAVOY |
| State | IL |
| Zip | 61874-8743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 370B LIBERTY ON THE LAKE 2 PHASE 1, SUB OF LT 370-376 |
| Legal Range | 08E |
| Legal Township | 19N |
| Legal Section | 35 |
| Legal Subdivision | LIBERTY ON THE LAKE 2 PHASE 1, SUB |
| Legal Lot Number | 370B |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CHAMPAIGN |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 1302 |
Source: Champaign County records, as of April 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2308 COUNTY ROAD 900 E, CHAMPAIGN, IL 61822-9484 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 31, 2012 · Amount on Record |
| Deed Sale | May 31, 2012 · Amount on Record |
| Deed Document Number | 201213348 |
| Last Transfer Date | Feb 19, 2020 |
| Transfer Doc | 0000003810 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Mar 10, 2020 |
| Property Address | 405 CAPITOL ST, SAVOY, IL 61874-8743 |
| Document Number | 0000003810 |
| Map Reference | DOC 2009R08206 |
| Instrument Date | Feb 19, 2020 |
| Instrument | 2020R03810 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | ALLIED CAPITAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2308 COUNTY ROAD 900 E, CHAMPAIGN, IL 61822-9484 |
| Document Number | 0000003811 |
|---|---|
| Date | Mar 10, 2020 |
| Instrument | 2020R03811 |
| Name | FISHER NATIONAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Mar 5, 2025 |
| Document Number | 0000003812 |
|---|---|
| Date | Mar 10, 2020 |
| Instrument | 2020R03812 |
| Name | FISHER NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | FISHER, IL 61843 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Mar 5, 2025 |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Champaign Township |
| Municipality | Savoy Village |
| Unified School District | Champaign Community Unit School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $77,140 (+30.72%) Land $13,030 Building $64,110 | $231,420 (+30.72%) Land $39,090 Building $192,330 | |
| 2024 | $5,035.00 (+9.41%) | ||
| 2022 | $4,602.00 | $59,010 Land $9,960 Building $49,050 | $177,030 Land $29,880 Building $147,150 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Mediacom Xtream Fixed Wireless | 100 / 20 |
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