409 Capitol St, Savoy, IL 61874 Property Records

Champaign County property record for 409 Capitol St, Savoy, IL 61874

Property Summary

Property Type	Single Family Home
Lot Size	0.167 acres (7,269 sqft)
Owner	2 Company Names on File
Last Sale	$282,000 (May 2025)
Deeds & Mortgages	Sep 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03-20-35-305-015`

Property Details

APN / Parcel Number

Primary APN	`03-20-35-305-015`

Exterior

Architectural Style	Condo/Apartment
Lot Area	7,269 sqft (0.167 acres)

Location & Zoning

Street Address	409 CAPITOL ST
City	SAVOY
State	IL
Zip	61874-8743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 371B LIBERTY ON THE LAKE 2 PHASE 1, SUB OF LT 370-376
Legal Range	08E
Legal Township	19N
Legal Section	35
Legal Subdivision	LIBERTY ON THE LAKE 2 PHASE 1, SUB
Legal Lot Number	371B
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN
Census Block Group	3
Census Block	3018
Census Tract	1302

Owner

409 Capitol St is owned by a company that acquired it in August 2026.

Source: Champaign County records, as of October 13, 2026

Owner of Record	2 Company Names on File
Mailing Address	409 CAPITOL ST, SAVOY, IL 61874-8743
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2025 · Amount on File
Deed Sale	May 15, 2025 · Amount on File
Prior Sale	Jul 20, 2010 · Amount on File
Deed Document Number	20256624
Last Transfer Date	Aug 25, 2026
Transfer Doc	0000014313
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Sep 11, 2026
Property Address	409 CAPITOL ST, SAVOY, IL 61874-8743
Document Number	0000014313
Instrument Date	Aug 25, 2026
Instrument	202614313
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	409 CAPITOL ST, SAVOY, IL 61874-8743

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign Township
Municipality	Savoy Village
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$77,140 Land $13,030 Building $64,110	$231,420 Land $39,090 Building $192,330
2022	Homeowner's exemption	$59,010 Land $9,960 Building $49,050	$177,030 Land $29,880 Building $147,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 409 Capitol St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Capitol St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Mediacom Xtream Fixed Wireless	100 / 20