403 Capitol St, Savoy, IL 61874 Property Records

Champaign County property record for 403 Capitol St, Savoy, IL 61874

Property Summary

Property Type	Single Family Home
Lot Size	0.18 acres (7,828 sqft)
Owner	Company Name on File
Last Sale	$34,666 (Sep 2022)
Tax Bill	$3,476 (2024)
Deeds & Mortgages	Sep 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03-20-35-305-012`

Property Details

APN / Parcel Number

Primary APN	`03-20-35-305-012`

Exterior

Architectural Style	Condo/Apartment
Lot Area	7,828 sqft (0.18 acres)

Location & Zoning

Street Address	403 CAPITOL ST
City	SAVOY
State	IL
Zip	61874-8743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 370A LIBERTY ON THE LAKE 2 PHASE 1, SUB OF LT 370-376
Legal Range	08E
Legal Township	19N
Legal Section	35
Legal Subdivision	LIBERTY ON THE LAKE 2 PHASE 1, SUB
Legal Lot Number	370A
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN
Census Block Group	3
Census Block	3018
Census Tract	1302

Owner

403 Capitol St is owned by a company that bought it in September 2022 and is owner-occupied.

Source: Champaign County records, as of April 29, 2026

Owner of Record	Company Name on File
Mailing Address	403 CAPITOL ST, SAVOY, IL 61874-8743
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2022 · Amount on File
Deed Sale	Sep 12, 2022 · Amount on File
Prior Sale	May 29, 2009 · Amount on File
Deed Document Number	202216852
Prior Transfer Date	Aug 26, 2022
Prior Transfer Doc	0000016852
Record Updated	Sep 20, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN IL
Recording Date	Sep 12, 2022
Property Address	403 CAPITOL ST, SAVOY, IL 61874-8743
Document Number	0000016852
Map Reference	DOC 2009R08206
Instrument Date	Aug 26, 2022
Instrument	2022R16852
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	403 CAPITOL ST, SAVOY, IL 61874-8743

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign Township
Municipality	Savoy Village
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$77,590 Land $13,030 Building $64,560	$232,770 Land $39,090 Building $193,680
2024	$3,476.00
2022	$3,689.00 Homeowner's exemption Senior Citizen's exemption	$59,350 Land $9,960 Building $49,390	$178,050 Land $29,880 Building $148,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 Capitol St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Capitol St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Mediacom Xtream Fixed Wireless	100 / 20