Worcester County property record for 405 Broad St, Berlin, MD 21811
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,136 sqft · built 1940 |
| Lot Size | 0.58 acres (25,264 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $50,000 (Sep 1994) |
| Tax Bill | $2,318 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-035328 |
| Primary APN | 03-035328 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,136 sqft Total Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Other |
| Roof Material | Metal |
| Lot Area | 25,264 sqft (0.58 acres) |
| Porch | Slab |
| Porch Area | 292 sqft |
| Patio Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 035328 |
|---|---|
| Street Address | 405 BROAD ST |
| City | BERLIN |
| State | MD |
| Zip | 21811-1044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | PT LOT 3 LOTS 4 5 N SIDE LIBERTYTOWN RD PLAT NEWTOWN |
| Legal Subdivision | NEW TOWN |
| Legal Lot Number | 3,4 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 3, SINEPUXENT |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 950800 |
405 Broad St is owned and occupied by two individuals who bought it in September 1994.
Source: Worcester County records, as of October 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 BROAD ST, BERLIN, MD 21811-1044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 1994 · Amount on File |
| Deed Sale | Sep 23, 1994 · Amount on File |
| Prior Sale | Jul 24, 1987 · Amount on File |
| Deed Document Number | 1994273406 |
| Deed Book / Page | 2096 / 158 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 405 BROAD ST, BERLIN, MD 21811-1044 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0080760244 |
|---|---|
| Date | Jun 3, 2021 |
| Book Page | 8076/244 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 106 Months |
| Due | Apr 1, 2030 |
The 2026 property tax bill for 405 Broad St was $2,318 with a homeowner's exemption, up 3.8% from the year before.
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Municipality | Berlin Town |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,318.00 (+3.76%) Homeowner's exemption | $253,833 (+10.67%) | $278,300 (-) Land $95,800 Building $182,500 |
| 2025 | $2,234.00 Homeowner's exemption | $229,367 | $278,300 Land $95,800 Building $182,500 |
| 2023 | $2,071.00 Homeowner's exemption | $185,400 | $204,900 Land $95,800 Building $109,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 Broad St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 6 (2003–2017) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Aug 2017 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Broad St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BERLIN serves 4,500 people · EPA ID MD0230001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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