404 Broad St, Berlin, MD 21811 Property Records

Worcester County property record for 404 Broad St, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,206 sqft · built 1950
Lot Size	0.344 acres (14,978 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Jul 2020)
Tax Bill	$4,064 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-036561`

Property Details

APN / Parcel Number

Primary APN	`03-036561`
Alternative APN	`036561`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,206 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Siding
Roof Material	Metal
Lot Area	14,978 sqft (0.344 acres)
Lot Depth	2 ft Depth
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	112 sqft
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	036561
Street Address	404 BROAD ST
City	BERLIN
State	MD
Zip	21811-1044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 12 73.35 X 2OO S SIDE 316 BROAD ST
Legal Subdivision	FRANKLINS KNOLL
Legal Lot Number	12
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	3
Census Block	3039
Census Tract	950800

Owner

Source: Worcester County assessment roll, APN 03-036561, as of July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	404 BROAD ST, BERLIN, MD 21811-1044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 30, 2020 · Amount on Record
Deed Sale	Jul 30, 2020 · Amount on Record
Prior Sale	May 04, 2000 · Amount on Record
Deed Book / Page	7725 / 437
Transfer Doc	0000323446
Record Updated	Sep 20, 2026

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Jul 30, 2020
Property Address	404 BROAD ST, BERLIN, MD 21811-1044
Document Number	0077250437
Book / Page	7725 / 437
Map Reference	MB JEB 1 FO 77
Instrument Date	Jul 24, 2020
Transaction Type	Transfer
Record Updated	May 03, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	404 BROAD ST, BERLIN, MD 21811-1044

Mortgage

Document Number	0007725441
Date	Jul 30, 2020
Instrument	7725/441

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Worcester County assessment roll as of July 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Municipality	Berlin Town
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$305,067 (+33.66%)	$335,600 (+37.54%) Land $90,200 Building $245,400
2025	$4,064.00 (+6.58%) Homeowner's exemption
2023	$3,813.00 Homeowner's exemption	$228,233	$244,000 Land $90,200 Building $153,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (24047C), as of June 4, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240479508003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	6 (2003–2017)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Aug 2017

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 193 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MD0230001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF BERLIN serves 4,500 people
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.