306 Broad St, Berlin, MD 21811 Property Records

Worcester County property record for 306 Broad St, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,216 sqft · built 1984
Lot Size	0.41 acres (17,866 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Jun 2015)
Tax Bill	$5,003 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-036456`

Property Details

APN / Parcel Number

Primary APN	`03-036456`
Alternative APN	`036456`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,216 sqft Total Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	17,866 sqft (0.41 acres)
Lot Depth	2 ft Depth
Porch	Slab
Porch Area	312 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	036456
Street Address	306 BROAD ST
City	BERLIN
State	MD
Zip	21811-1020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 1 90' X 200' S SIDE BROAD ST PL FRANKLIN HTS SEC 1
Legal Subdivision	FRANKLIN HEIGHTS
Legal Lot Number	1
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	3
Census Block	3038
Census Tract	950800

Owner

Source: Worcester County assessment roll, as of July 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	306 BROAD ST, BERLIN, MD 21811-1020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 27, 2017	Deed of Trust, Mortgage · Conventional with PMI FIDELITY BK MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 4, 2015 · Amount on Record
Deed Sale	Jun 4, 2015 · Amount on Record
Prior Sale	Oct 28, 2002 · Amount on Record
Deed Book / Page	6574 / 225
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	306 BROAD ST, BERLIN, MD 21811-1020
Transaction Type	Mortgage
Record Updated	Feb 8, 2022
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0082970401
Date	Jan 27, 2022
Book Page	8297/401

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2032

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	306 BROAD ST, BERLIN, MD 21811-1020
Document Number	0071150336
Book / Page	007115 / 000336
Instrument Date	Sep 27, 2017
Transaction Type	Mortgage
Record Updated	Dec 7, 2017
Title Company	ENDEAVOR TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	306 BROAD ST BERLIN MD 218111020, BERLIN, MD 21811-1020

Mortgage

Document Number	0071150336
Date	Nov 15, 2017
Book Page	007115/000336

Lender

Name	FIDELITY BK MTG
Type	Bank
Address	COCKEYSVILLE, MD 21030

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Nov 14, 2032

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of July 31, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Municipality	Berlin Town
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$315,767 (+11.32%)	$330,600 (+15.55%) Land $93,100 Building $237,500
2025	$5,003.00 (+4.27%) Homeowner's exemption
2023	$4,798.00 Homeowner's exemption	$283,667	$286,100 Land $93,100 Building $193,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	6 (2003–2017)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Aug 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERLIN serves 4,500 people · EPA ID MD0230001
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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