405 Bow Ln, Bradenton, FL 34208 Property Records

Manatee County property record for 405 Bow Ln, Bradenton, FL 34208

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,394 sqft · built 1997
Lot Size	0.189 acres (8,233 sqft)
Owner	2 Owner Names on Record
Last Sale	$210,000 (Oct 2003)
Tax Bill	$187 (2024)
Deeds & Mortgages	Feb 2019 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`10858.0090-0`

Property Details

APN / Parcel Number

Primary APN	`10858.0090-0`
Alternative APN	`3418281085800900`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,394 sqft Living Area
Gross Area	2,485 sqft
1st Floor Area	1,394 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,233 sqft (0.189 acres)
Terrain	Low
Garage Type	Mixed
Garage Area	500 sqft
Carport	Carport
Carport Area	190 sqft
Parking Spaces	4 Parking Spaces
Pool Area	231 sqft
Porch	Open Porch
Porch Area	401 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	3418281085800900
Street Address	405 BOW LN
City	BRADENTON
State	FL
Zip	34208-8452
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-6
Legal Description	LOT 749 TOGETHER WITH THE E 10 FT OF BOW DR, VACATED IN OR 1428/86 ADJACENT TO LOT 749, RIVERDALE REVISED (1736/3284)
Legal Range	18E
Legal Township	34S
Legal Section	28
Legal Subdivision	RIVERDALE REVISED
Legal Tract	1053700
Legal Block	1011
Legal Lot Number	749
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1026
Census Tract	2003

Owner

Source: Manatee County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	405 BOW LN, BRADENTON, FL 34208-8452
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2003 · Amount on Record
Deed Sale	Oct 1, 2003 · Amount on Record
Prior Sale	Mar 21, 2002 · Amount on Record
Deed Document Number	0186900182
Deed Book / Page	01869 / 00182
Record Updated	Jun 8, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	405 BOW LN, BRADENTON, FL 34208-8452
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027697631
Date	Feb 27, 2019
Book Page	2769/7631
Instrument	201941018123

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$204,381 (+5.99%)	$439,071 (+0.35%) Land $69,700 Building $369,371
2024	$187.00 (-91.41%)
2023	$2,177.00 (+3.32%) Homeowner's exemption	$192,836 (+3%)	$437,537 (+14.36%) Land $61,200 Building $376,337
2022	$2,107.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$187,219	$382,596 Land $60,000 Building $322,596

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 595 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	759 units insured incl. 164 condo units
Nearby Flood Claims	18 (1997–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BRADENTON serves 58,584 people · EPA ID FL6410182
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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