403 Bow Ln, Bradenton, FL 34208 Property Records

Manatee County property record for 403 Bow Ln, Bradenton, FL 34208

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,329 sqft · built 1999
Lot Size	0.189 acres (8,233 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Jun 2020)
Tax Bill	$7,736 (2024)
Deeds & Mortgages	Jul 2022 Line of Credit Jun 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`10858.0085-0`

Property Details

APN / Parcel Number

Primary APN	`10858.0085-0`
Alternative APN	`3418281085800850`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,329 sqft Living Area
Gross Area	3,132 sqft
1st Floor Area	2,329 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2008
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,233 sqft (0.189 acres)
Terrain	Low
Garage Type	Mixed
Garage Area	441 sqft
Carport	Carport
Carport Area	191 sqft
Parking Spaces	2 Parking Spaces
Pool Area	160 sqft
Porch	Open Porch
Porch Area	171 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	3418281085800850
Street Address	403 BOW LN
City	BRADENTON
State	FL
Zip	34208-8452
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-6
Legal Description	LOT 748 RIVERDALE REVISED; TOGETHER WITH THE E 10FT OF BOW DR VAC BY RESO 94-33-V DTD 2/15/94 AND REC IN OR 1428/86 BEING
Legal Range	18E
Legal Township	34S
Legal Section	28
Legal Subdivision	RIVERDALE REVISED
Legal Tract	1053700
Legal Block	1011
Legal Lot Number	748
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1026
Census Tract	2003

Owner

Source: Manatee County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	403 BOW LN, BRADENTON, FL 34208-8452
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2022	Deed of Trust, Mortgage · Line of Credit BAYFIRST NATIONAL BANK
Jun 10, 2020	Warranty Deed, Transfer · Conventional with PMI CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 10, 2020 · Amount on Record
Deed Sale	Jun 10, 2020 · Amount on Record
Prior Sale	Nov 1, 2000
Deed Document Number	202041058255
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	403 BOW LN, BRADENTON, FL 34208-8452
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 BOW LN, BRADENTON, FL 34208-8452

Mortgage

Document Number	0041086868
Date	Jul 5, 2022
Instrument	202241086868

Lender

Name	BAYFIRST NATIONAL BANK
Type	Bank
Address	SAINT PETERSBURG, FL 33701

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jun 10, 2020
Property Address	403 BOW LN, BRADENTON, FL 34208-8452
Document Number	0041058255
Instrument Date	Jun 5, 2020
Instrument	41058255
Transaction Type	Transfer
Record Updated	Jun 29, 2020
Title Company	ALLIANCE GROUP TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	403 BOW LN BRADENTON FL 342088452, BRADENTON, FL 34208-8452

Mortgage

Document Number	41058256
Date	Jun 10, 2020
Instrument	41058256

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2050

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$596,200 (+0.05%) Land $69,700 Building $526,500	$596,200 (+0.05%) Land $69,700 Building $526,500
2024	$7,736.00 (+2.57%)
2023	$7,542.00 (+11.35%)	$595,921 (+14.78%) Land $61,200 Building $534,721	$595,921 (+14.78%) Land $61,200 Building $534,721
2022	$6,773.00	$519,204 Land $60,000 Building $459,204	$519,204 Land $60,000 Building $459,204

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 595 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	759 units insured incl. 164 condo units
Nearby Flood Claims	18 (1997–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BRADENTON serves 58,584 people · EPA ID FL6410182
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

Nearby Properties on Bow Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures