401 Bow Ln, Bradenton, FL 34208 Property Records

Manatee County property record for 401 Bow Ln, Bradenton, FL 34208

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,251 sqft · built 1997
Lot Size	0.189 acres (8,233 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Jun 2019)
Tax Bill	$5,170 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`10858-0080-1`

Property Details

APN / Parcel Number

Primary APN	`10858-0080-1`
Alternative APN	`3418281085800801`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,251 sqft Living Area
Gross Area	3,172 sqft
1st Floor Area	2,251 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,233 sqft (0.189 acres)
View / Lot	Standard
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	3 Parking Spaces
Porch	Screened Porch
Porch Area	293 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	401 BOW LN
City	BRADENTON
State	FL
Zip	34208-8452
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BR_R-1
Legal Description	LOT 747 RIVERDALE REVISED; TOG W/ THE E 10 FT OF BOW DR VAC BY RESOLUTION 94-33-V DTD 2/15/94 AND REC IN OR 1428/86, ALSO BEING DESC AS FOLLOWS BEG AT THE NW COR OF SD LOT 747,
Legal Range	18E
Legal Township	34S
Legal Section	28
Legal Subdivision	RIVERDALE REVISED
Legal Tract	01053700
Legal Lot Number	747
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1026
Census Tract	2003

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 BOW LN, BRADENTON, FL 34208-8452
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2020	Deed of Trust, Mortgage · FHA Mortgage ASSOCIATED MTG BANKERS
Jun 6, 2019	Warranty Deed, Transfer · FHA Mortgage ASSOCIATED MORTGAGE BANKERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2019 · Amount on Record
Deed Sale	Jun 6, 2019 · Amount on Record
Prior Sale	Oct 20, 2011 · Amount on Record
Deed Document Number	201955528
Deed Book / Page	2785 / 7804
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	401 BOW LN, BRADENTON, FL 34208-8452
Document Number	0041027129
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Apr 27, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	401 BOW LN BRADENTON FL 342088452, BRADENTON, FL 34208-8452

Mortgage

Document Number	0041027129
Date	Mar 12, 2020
Instrument	41027129

Lender

Name	ASSOCIATED MTG BANKERS
Type	Mortgage Company
Address	RONKONKOMA, NY 11779

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jun 6, 2019
Property Address	401 BOW LN, BRADENTON, FL 34208-8452
Document Number	0027857804
Book / Page	2785 / 7804
Map Reference	MB 10 PG 40
Instrument Date	May 22, 2019
Instrument	201941055528
Transaction Type	Transfer
Record Updated	May 13, 2021
Title Company	INTEGRITY TTL & GUARANTY AGC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5553 SWEETWATER OAK DR, 5553, SARASOTA, FL 34232-6614

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4615 DOLPHIN CAY LN S, SAINT PETERSBURG, FL 33711-4654

Mortgage

Document Number	27857806
Date	Jun 6, 2019
Instrument	2785-7806

Lender

Name	ASSOCIATED MORTGAGE BANKERS INC
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$397,474 (+2.7%)	$573,715 (-0.99%) Land $69,700 Building $504,015
2025	$5,170.00 (+2.84%)	$387,024 (+5.99%)	$579,443 (+0.48%) Land $69,700 Building $509,743
2024	$5,027.00 (+1.13%)
2023	$4,971.00 (+2.69%) Homeowner's exemption	$365,162 (+3%)	$576,671 (+14.45%) Land $61,200 Building $515,471
2022	$4,841.00 Homeowner's exemption	$354,526	$503,859 Land $60,000 Building $443,859

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 595 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	759 units insured incl. 164 condo units
Nearby Flood Claims	18 (1997–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BRADENTON serves 58,584 people · EPA ID FL6410182
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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