Brevard County property record for 305 Bluff Dr, Melbourne, FL 32901
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 852 sqft · built 1955 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $161,000 (Aug 2017) |
| Tax Bill | $1,839 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-37-27-50-J-1.01 |
| Primary APN | 27-37-27-50-J-1.01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 852 sqft Living Area |
| Gross Area | 1,516 sqft |
| 1st Floor Area | 852 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 100 ft deep x 54 ft wide |
| Porch | Florida Room |
|---|---|
| Porch Area | 456 sqft |
| Deck Area | 570 sqft |
| Utility Building | 208 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2728179 |
|---|---|
| Street Address | 305 BLUFF DR |
| City | MELBOURNE |
| State | FL |
| Zip | 32901-1311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1AA |
| Legal Description | INDIAN RIVER BLUFF THE N 65 FT OF S 70 FT OF LOTS 1,2 BLK J |
| Legal Range | 37E |
| Legal Township | 27S |
| Legal Section | 27 |
| Legal Subdivision | INDIAN RIVER BLUFF |
| Legal Block | J |
| Legal Lot Number | 1 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 64800 |
Source: Brevard County records · APN 27-37-27-50-J-1.01
Assessment roll updated August 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 305 BLUFF DR, MELBOURNE, FL 32901-1311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 28, 2017 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE FIRM |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 28, 2017 · Amount on Record |
| Deed Sale | Aug 28, 2017 · Amount on Record |
| Prior Sale | Jun 03, 2016 · Amount on Record |
| Deed Document Number | 2017181163 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 305 BLUFF DR, MELBOURNE, FL 32901-1311 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 305 BLUFF DR, MELBOURNE, FL 32901-1311 |
| Document Number | 0093011958 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 9301/1958 |
| Instrument | 2021277929 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Aug 28, 2017 |
| Property Address | 305 BLUFF DR, MELBOURNE, FL 32901-1311 |
| Document Number | 0079712698 |
| Book / Page | 007971 / 002698 |
| Instrument Date | Aug 25, 2017 |
| Instrument | 181163 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2018 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,127.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 305 BLUFF DR MELBOURNE FL 329011311, MELBOURNE, FL 32901-1311 |
| Document Number | 79712700 |
|---|---|
| Date | Aug 28, 2017 |
| Book Page | 007971/002700 |
| Instrument | 181164 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 27, 2047 |
Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Melbourne City |
| Unified School District | Brevard County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $142,760 (+2.7%) | $174,140 (-18.62%) | |
| 2025 | $1,839.00 (+9.07%) Homeowner's exemption | $139,010 (+5.98%) | $213,990 (-4.05%) Land $52,000 Building $161,990 |
| 2023 | $1,686.00 (+7.66%) Homeowner's exemption | $131,170 (+3%) | $223,030 (+8.33%) Land $45,500 Building $177,530 |
| 2022 | $1,566.00 Homeowner's exemption | $127,350 | $205,880 Land $36,000 Building $169,880 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 16 (1999–2017) |
| Claims Outside the SFHA | 5 of 16 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 268 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MELBOURNE serves 167,753 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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