405 Bernard Ave, Ama, LA 70031 Property Records

St. Charles Parish property record for 405 Bernard Ave, Ama, LA 70031

Property Summary

Property Type	Single Family Home
Details	1,520 sqft · built 1977
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Mar 2018)
Tax Bill	$711 (2025)
APN	`2-047 00J 00009`

Property Details

APN / Parcel Number

Primary APN	`2-047 00J 00009`

Interior

Building Area	1,520 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	6,970 sqft (0.16 acres)

Location & Zoning

Street Address	405 BERNARD AVE
City	AMA
State	LA
Zip	70031-2119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9, BLK. J, SELLERS VILLAGE SUBD.
Legal Subdivision	AMA - SELLERS VILLAGE
Legal Block	J
Legal Lot Number	9
Jurisdiction	ST CHARLES LA
Township / Civil Division	2
Census Block Group	1
Census Block	1006
Census Tract	63000

Owner

405 Bernard Ave is owned and occupied by an individual who bought it in March 2018.

Source: St. Charles Parish records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	405 BERNARD AVE, AMA, LA 70031-2119
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2018 · Amount on File
Deed Sale	Mar 29, 2018 · Amount on File
Deed Document Number	2018431270
Deed Book / Page	859 / 471
Prior Transfer Date	Mar 28, 2018
Prior Transfer Doc	0008590471
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 405 Bernard Ave was $711 with a homeowner's exemption, down 1.5% from the year before.

Source: St. Charles Parish assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Charles Parish
Unified School District	St. Charles Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$711.00 (-1.52%) Homeowner's exemption	$14,540 (-) Land $3,030 Building $11,510	$145,400 (-) Land $30,300 Building $115,100
2024	$722.00 (+21.96%) Homeowner's exemption	$14,540 (+13.51%) Land $3,030 Building $11,510	$145,400 (+13.51%) Land $30,300 Building $115,100
2023	$592.00 (-4.52%) Homeowner's exemption	$12,810 (-) Land $3,690 Building $9,120	$128,100 (-) Land $36,900 Building $91,200
2022	$620.00 Homeowner's exemption	$12,810 Land $3,690 Building $9,120	$128,100 Land $36,900 Building $91,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 405 Bernard Ave; there have been 52 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 135 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	135 in force
Nearby Flood Claims	52 (1989–2026)
Claims Outside the SFHA	37 of 52
Most Recent Claim	Jun 2026 · Tropical Storm Arthur
Claims by Event	Hurricane Ida, Aug 2021 · 11 claims Hurricane Katrina, Aug 2005 · 24 claims Severe Storms And Flooding, May 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Bernard Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PARISH DEPT OF WATERWORKS serves 52,879 people · EPA ID LA1089001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20