404 Bernard Ave, Ama, LA 70031 Property Records

St. Charles Parish property record for 404 Bernard Ave, Ama, LA 70031

Property Summary

Property Type	Single Family Home
Details	1,270 sqft · built 1975
Lot Size	0.169 acres (7,405 sqft)
Owner	2 Individual Names on Record
Tax Bill	$555 (2025)
Deeds & Mortgages	Oct 2019 Mortgage
APN	`2-047 00I 00008`

Property Details

APN / Parcel Number

Primary APN	`2-047 00I 00008`

Interior

Building Area	1,270 sqft Living Area

Exterior

Year Built	Built 1975
Lot Area	7,405 sqft (0.169 acres)

Location & Zoning

Street Address	404 BERNARD AVE
City	AMA
State	LA
Zip	70031-2118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8, BLK. I, ADD. 1 TO SELLERS VILLAGE
Legal Subdivision	AMA - SELLERS VILLAGE
Legal Block	I
Legal Lot Number	8
Jurisdiction	ST CHARLES LA
Township / Civil Division	2
Census Block Group	1
Census Block	1008
Census Tract	63000

Owner

Source: St. Charles Parish records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	404 BERNARD AVE, AMA, LA 70031-2118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2011
Deed Sale	Sep 12, 2011
Deed Document Number	0000761803
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES LA
Property Address	404 BERNARD AVE, AMA, LA 70031-2118
Document Number	0018300698
Instrument Date	Oct 7, 2019
Transaction Type	Mortgage
Record Updated	Nov 11, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	404 BERNARD AVE AMA LA 700312118, AMA, LA 70031-2118

Mortgage

Document Number	0018300698
Date	Oct 23, 2019
Book Page	001830/000698
Instrument	444445

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2049

Tax Assessment & Valuation

Source: St. Charles Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Charles Parish
Unified School District	St. Charles Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$555.00 (-1.6%) Homeowner's exemption	$13,000 (-) Land $3,050 Building $9,950	$130,000 (-) Land $30,500 Building $99,500
2024	$564.00 (+32.08%) Homeowner's exemption	$13,000 (+14.74%) Land $3,050 Building $9,950	$130,000 (+14.74%) Land $30,500 Building $99,500
2023	$427.00 (-4.47%) Homeowner's exemption	$11,330 (-) Land $3,710 Building $7,620	$113,300 (-) Land $37,100 Building $76,200
2022	$447.00 Homeowner's exemption	$11,330 Land $3,710 Building $7,620	$113,300 Land $37,100 Building $76,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 135 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	135 in force
Nearby Flood Claims	52 (1989–2026)
Claims Outside the SFHA	37 of 52
Most Recent Claim	Jun 2026 · Tropical Storm Arthur
Claims by Event	Hurricane Ida, Aug 2021 · 11 claims Hurricane Katrina, Aug 2005 · 24 claims Severe Storms And Flooding, May 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PARISH DEPT OF WATERWORKS serves 52,879 people · EPA ID LA1089001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20