St. Charles Parish property record for 403 Bernard Ave, Ama, LA 70031
| Property Type | Single Family Home |
|---|---|
| Details | 2,651 sqft · built 1993 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $14,000 (Jul 1991) |
| Tax Bill | $1,796 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| APN | 2-047 00J 00008 |
| Primary APN | 2-047 00J 00008 |
|---|
| Building Area | 2,651 sqft Living Area |
|---|
| Year Built | Built 1993 |
|---|---|
| Lot Area | 12,197 sqft (0.28 acres) |
| Street Address | 403 BERNARD AVE |
|---|---|
| City | AMA |
| State | LA |
| Zip | 70031-2119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1/2 OF LOT 7 AND ALL OF LOT 8, BLK. J, ADD. NO. 1 TO SELLERS VILLAGE |
| Legal Subdivision | AMA - SELLERS VILLAGE |
| Legal Block | J |
| Legal Lot Number | 7 |
| Jurisdiction | ST CHARLES LA |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 63000 |
Source: St. Charles Parish records, as of February 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 403 BERNARD AVE, AMA, LA 70031-2119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 16, 1991 · Amount on Record |
| Deed Sale | Jul 16, 1991 · Amount on Record |
| Deed Document Number | 0000044039 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES LA |
| Property Address | 403 BERNARD AVE, AMA, LA 70031-2119 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0018650019 |
|---|---|
| Date | Jun 3, 2020 |
| Book Page | 1865/19 |
| Instrument | 449327 |
| Name | FIRST AMERICAN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: St. Charles Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Charles Parish |
| Unified School District | St. Charles Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,796.00 (-1.48%) Homeowner's exemption | $25,270 (-) Land $3,230 Building $22,040 | $252,700 (-) Land $32,300 Building $220,400 |
| 2024 | $1,823.00 (+32.77%) Homeowner's exemption | $25,270 (+27.59%) Land $3,230 Building $22,040 | $252,700 (+27.59%) Land $32,300 Building $220,400 |
| 2023 | $1,373.00 (-4.59%) Homeowner's exemption | $19,806 (-) Land $3,900 Building $15,906 | $198,060 (-) Land $39,000 Building $159,060 |
| 2022 | $1,439.00 Homeowner's exemption | $19,806 Land $3,900 Building $15,906 | $198,060 Land $39,000 Building $159,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 135 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 135 in force |
| Nearby Flood Claims | 52 (1989–2026) |
| Claims Outside the SFHA | 37 of 52 |
| Most Recent Claim | Jun 2026 · Tropical Storm Arthur |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 69% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PARISH DEPT OF WATERWORKS serves 52,879 people · EPA ID LA1089001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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