Scott County property record for 405 Aztec Trl, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,624 sqft · built 1978 |
| Lot Size | 0.35 acres (15,255 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (Jul 2022) |
| Tax Bill | $3,117 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Jan 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-40-544.000 |
| Primary APN | 140-40-544.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,624 sqft Living Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Brick |
| Lot Area | 15,255 sqft (0.35 acres) |
| Garage Type | Attached |
| Garage Area | 696 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 405 AZTEC TRL |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-1041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INDIAN ACRES |
| Legal Subdivision | INDIAN ACRES |
| Legal Lot Number | 64 |
| Legal Unit | 2 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 40208 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 405 AZTEC TRL, GEORGETOWN, KY 40324-1041 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2022 | Deed, Transfer · Conventional Mortgage HAMILTON HOME LOANS INC |
| Jan 7, 2020 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU |
| Aug 25, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Jun 11, 2019 | Deed, Transfer · Conventional Mortgage PEOPLES EXCHANGE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2022 · Amount on Record |
| Deed Sale | Jul 12, 2022 · Amount on Record |
| Prior Sale | Jun 11, 2019 · Amount on Record |
| Deed Document Number | 2022456608 |
| Deed Book / Page | 435 / 342 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jul 12, 2022 |
| Property Address | 405 AZTEC TRL, GEORGETOWN, KY 40324-1041 |
| Document Number | 00D435/342 |
| Book / Page | D435 / 342 |
| Map Reference | SL 42 |
| Instrument Date | Jul 8, 2022 |
| Instrument | 456608 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 FAIRFIELD FARM RD, 120, GEORGETOWN, KY 40324-8695 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 405 AZTEC TRL, GEORGETOWN, KY 40324-1041 |
| Document Number | 0000456609 |
|---|---|
| Date | Jul 12, 2022 |
| Instrument | 456609 |
| Name | HAMILTON HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 405 AZTEC TRL, GEORGETOWN, KY 40324-1041 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1483/407 |
|---|---|
| Date | Jan 7, 2020 |
| Book Page | M1483/407 |
| Instrument | 410340 |
| Name | UNIVERSITY OF KENTUCKY FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40509 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 6, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Aug 25, 2021 |
| Property Address | 405 AZTEC TRL, GEORGETOWN, KY 40324-1041 |
| Document Number | D426/837 |
| Book / Page | D426 / 837 |
| Map Reference | CAB 12 SL 134 |
| Instrument Date | Aug 23, 2021 |
| Instrument | 441242 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $97.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 508 CHIMNEY ROCK RD, 508, HARRODSBURG, KY 40330-8713 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 405 AZTEC TRL, GEORGETOWN, KY 40324-1041 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jun 11, 2019 |
| Property Address | 405 AZTEC TRL, GEORGETOWN, KY 40324-1041 |
| Document Number | D406/176 |
| Book / Page | D406 / 176 |
| Map Reference | SL 42 |
| Instrument Date | Jun 10, 2019 |
| Instrument | 401050 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $177.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 233 W MAIN ST, 233, GEORGETOWN, KY 40324-1360 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 405 AZTEC TRL, GEORGETOWN, KY 40324-1041 |
| Document Number | 401051 |
|---|---|
| Date | Jun 11, 2019 |
| Instrument | 401051 |
| Name | PEOPLES EXCHANGE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $350,000 (-) | $350,000 (-) | |
| 2025 | $3,117.00 (-1.76%) | $350,000 (-) | $350,000 (-) |
| 2023 | $3,173.00 (+95.38%) | $350,000 (+86.97%) Land $45,000 Building $305,000 | $350,000 (+86.97%) Land $45,000 Building $305,000 |
| 2022 | $1,624.00 | $187,200 Land $35,000 Building $152,200 | $187,200 Land $35,000 Building $152,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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