Scott County property record for 400 Aztec Trl, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,847 sqft · built 1968 |
| Lot Size | 0.406 acres (17,684 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $265,000 (Aug 2020) |
| Tax Bill | $2,911 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Jul 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-40-548.000 |
| Primary APN | 140-40-548.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,847 sqft Living Area |
| 1st Floor Area | 1,355 sqft |
| Basement Area | 1,975 sqft |
| Finished Basement | 1,975 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Brick |
| Lot Area | 17,684 sqft (0.406 acres) |
| Garage Type | Mixed |
| Garage Area | 820 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 400 AZTEC TRL |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-1042 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INDIAN ACRES |
| Legal Subdivision | INDIAN ACRES |
| Legal Lot Number | 44 |
| Legal Unit | 2 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 40208 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 400 AZTEC TRL, GEORGETOWN, KY 40324-1042 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2023 | Deed of Trust, Mortgage · Line of Credit WHITAKER BANK INC |
| Jul 1, 2020 | Deed of Trust, Mortgage · Line of Credit CENTRA BANK & TRUST CO |
| Jan 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD |
| Aug 24, 2020 | Deed, Transfer · Conventional Mortgage STATEWIDE MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2020 · Amount on Record |
| Deed Sale | Aug 24, 2020 · Amount on Record |
| Deed Document Number | 2020420543 |
| Deed Book / Page | 416 / 813 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 400 AZTEC TRL, GEORGETOWN, KY 40324-1042 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 400 AZTEC TRL, GEORGETOWN, KY 40324-1042 |
| Document Number | 0M1750/827 |
|---|---|
| Date | Aug 18, 2023 |
| Book Page | M1750/827 |
| Instrument | 478876 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40555 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 4, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 400 AZTEC TRL, GEORGETOWN, KY 40324-1042 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M1521/172 |
|---|---|
| Date | Jul 1, 2020 |
| Book Page | M1521/172 |
| Instrument | 418183 |
| Name | CENTRA BANK & TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Address | LEXINGTON, KY 40507 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 400 AZTEC TRL, GEORGETOWN, KY 40324-1042 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2022 |
| Title Company | ELITE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0M1668/508 |
|---|---|
| Date | Jan 25, 2022 |
| Book Page | M1668/508 |
| Instrument | 449544 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Aug 24, 2020 |
| Property Address | 400 AZTEC TRL, GEORGETOWN, KY 40324-1042 |
| Document Number | 00D416/813 |
| Book / Page | D416 / 813 |
| Map Reference | MB 1 PG 1 |
| Instrument Date | Aug 14, 2020 |
| Instrument | 420543 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2022 |
| Title Company | NOT AVAILABLE, ELITE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $265.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 400 AZTEC TRL, GEORGETOWN, KY 40324-1042 |
| Investor | Possibly a Property Investor |
| Document Number | 0000420544 |
|---|---|
| Date | Aug 24, 2020 |
| Instrument | 420544 |
| Name | STATEWIDE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $326,900 (-) | $326,900 (-) | |
| 2025 | $2,911.00 (+9.93%) | $326,900 (+11.91%) | $326,900 (+11.91%) |
| 2023 | $2,648.00 (+15.18%) | $292,100 (+10.23%) Land $45,000 Building $247,100 | $292,100 (+10.23%) Land $45,000 Building $247,100 |
| 2022 | $2,299.00 | $265,000 Land $35,000 Building $230,000 | $265,000 Land $35,000 Building $230,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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