Scott County property record for 403 Aztec Trl, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,584 sqft · built 1973 |
| Lot Size | 0.294 acres (12,832 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $299,000 (May 2026) |
| Tax Bill | $2,037 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage May 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-40-558.000 |
| Primary APN | 140-40-558.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,584 sqft Living Area |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 12,832 sqft (0.294 acres) |
| Garage Type | Attached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 403 AZTEC TRL |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-1041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INDIAN ACRES |
| Legal Subdivision | INDIAN ACRES |
| Legal Lot Number | 43 |
| Legal Unit | 2 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 40208 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 866 HIGHLAND LN, CROSSVILLE, TN 38555-1464 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 10, 2018 | Deed of Trust, Mortgage · Commercial Mortgage WHITAKER BANK INC |
| May 13, 2026 | Deed, Transfer · FHA Mortgage STONE MORTGAGE CORPORATION |
| Jun 1, 2022 | Deed, Transfer · FHA Mortgage PEOPLES EXCHANGE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2026 · Amount on Record |
| Deed Sale | May 13, 2026 · Amount on Record |
| Deed Document Number | 2026585690 |
| Deed Book / Page | 465 / 641 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 403 AZTEC TRL, GEORGETOWN, KY 40324-1041 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1387/872 |
|---|---|
| Date | Apr 10, 2018 |
| Book Page | M1387/872 |
| Instrument | 385148 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | GEORGETOWN, KY 40324 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 2, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | May 13, 2026 |
| Property Address | 403 AZTEC TRL, GEORGETOWN, KY 40324-1041 |
| Document Number | 0000585690 |
| Book / Page | 465 / 641 |
| Instrument Date | May 8, 2026 |
| Instrument | 2026585690 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2026 |
| Title Company | CLEAR TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $30,199.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 866 HIGHLAND LN, CROSSVILLE, TN 38555-1464 |
| Document Number | 0000585690, |
|---|---|
| Date | May 13, 2026 |
| Book Page | 1897/1 |
| Instrument | 2026585690 |
| Name | STONE MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jun 1, 2022 |
| Property Address | 403 AZTEC TRL, GEORGETOWN, KY 40324-1041 |
| Document Number | 000D434/88 |
| Book / Page | D434 / 88 |
| Map Reference | CAB 1 SL 42 |
| Instrument Date | May 27, 2022 |
| Instrument | 455030 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $220.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 219 RANSOM TRCE, GEORGETOWN, KY 40324-2150 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 403 AZTEC TRL, GEORGETOWN, KY 40324-1041 |
| Document Number | 0000455031 |
|---|---|
| Date | Jun 1, 2022 |
| Instrument | 455031 |
| Name | PEOPLES EXCHANGE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $228,800 (-) | $228,800 (-) | |
| 2025 | $2,037.00 (+2.16%) | $228,800 (+4%) | $228,800 (+4%) |
| 2023 | $1,994.00 (+67.7%) | $220,000 (+23.87%) Land $45,000 Building $175,000 | $220,000 (+23.87%) Land $45,000 Building $175,000 |
| 2022 | $1,189.00 Homeowner's exemption | $177,600 Land $35,000 Building $142,600 | $177,600 Land $35,000 Building $142,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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