405 7th Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 405 7th Ave, Troy, NY 12182

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,680 sqft · built 1932
Lot Size0.09 acres (3,920 sqft)
OwnerIndividual Name on File
Last Sale$197,000 (Nov 2022)
Tax Bill$5,556 (2026)
Deeds & MortgagesNov 2022 Sale & Mortgage
APN381700 80.80-3-2

Property Details

APN / Parcel Number

Primary APN381700 80.80-3-2
Alternative APN
  • 1609010

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,680 sqft Living Area
1st Floor Area912 sqft
2nd Floor Area768 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1932
Effective Year BuiltEffective 1932
Architectural StyleTraditional
Exterior MaterialWood
Lot Area3,920 sqft (0.09 acres)
Lot Dimensions118 ft deep x 35 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area144 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1609010
Street Address405 7TH AVE
CityTROY
StateNY
Zip12182-3029
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF
Legal Block3
Legal Lot Number2.000
JurisdictionRENSSELAER NY
Township / Civil DivisionTROY
Census Block Group3
Census Block3018
Census Tract40200

Owner

405 7th Ave is owned and occupied by an individual who bought it in November 2022.

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address405 7TH AVE, TROY, NY 12182-3029
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 28, 2022 · Amount on File
Deed SaleNov 28, 2022 · Amount on File
Deed Document Number2022620317
Deed Book / Page10251 / 7
Record UpdatedOct 29, 2026

November 2022: Deed, Transfer

Document TypeDeed
JurisdictionRENSSELAER NY
Recording DateNov 28, 2022
Property Address405 7TH AVE, TROY, NY 12182-3029
Document Number0102510007
Book / Page10251 / 7
Instrument DateNov 21, 2022
Instrument2022-620317
Transaction TypeTransfer
Record UpdatedFeb 19, 2024

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address29 CONVENT AVE APT 17, 17, NEW YORK, NY 10027-2661

Mortgage

Document Number2022620318
DateNov 28, 2022
Instrument2022-620318
Lender
NameBROADVIEW FEDERAL CREDIT UNION
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate5.2%
Type Change DateDec 1, 2032
Max Rate At Change2.7%
IndexOther

Tax Assessment & Valuation

The 2026 property tax bill for 405 7th Ave was $5,556, up 5.7% from the year before.

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
MunicipalityTroy City
Unified School DistrictLansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,556.00 (+5.73%)
2025$5,255.00$115,000 Land $9,600 Building $105,400$196,900 Land $16,437 Building $180,463
2023$115,000 Land $9,600 Building $105,400$164,300 Land $13,715 Building $150,585

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 405 7th Ave; there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1979–1982)
Most Recent ClaimMar 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 405 7th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY CITY PWS
serves 51,401 people · EPA ID NY4100050
Water SourceSurface water
Last State InspectionDec 2025
Lead110 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2018
Treatment and ProcedureLead public education
Oct 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Hudson Valley Wireless.

Nearby Properties on 7th Ave

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