402 7th Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 402 7th Ave, Troy, NY 12182

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,716 sqft · built 1930
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$188,500 (Oct 2022)
Tax Bill	$8,743 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2025 Refinance + 2 more
APN	`381700 80.80-4-17`

Property Details

APN / Parcel Number

Primary APN	`381700 80.80-4-17`
Alternative APN	`1609790`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,716 sqft Living Area
1st Floor Area	1,144 sqft
Upper Floors Area	572 sqft
Game Room	Game Room

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	120 ft deep x 35 ft wide
Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	356 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1609790
Street Address	402 7TH AVE
City	TROY
State	NY
Zip	12182-3028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	1.5 STY FR HSE 261-3 9-08/120
Legal Block	4
Legal Lot Number	17.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	3
Census Block	3017
Census Tract	40200

Owner

402 7th Ave is owned and occupied by an individual who bought it in October 2022.

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	402 7TH AVE, TROY, NY 12182-3028
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Oct 2, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance SECRETARY HOUSING URBAN DEVELOPMENT
Oct 7, 2022	Deed, Transfer · FHA Mortgage PREMIUM MORTGAGE CO
Mar 13, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2022 · Amount on File
Deed Sale	Oct 7, 2022 · Amount on File
Prior Sale	Jul 11, 1995 · Amount on File
Deed Document Number	2022617965
Deed Book / Page	10202 / 93
Prior Transfer Date	Jul 29, 2016
Prior Transfer Doc	0084590029
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Recording Date	Jul 24, 2026
Property Address	402 7TH AVE, TROY, NY 12182-3028
Document Number	0000674031
Book / Page	11329 / 188
Instrument Date	Jun 17, 2026
Instrument	2026674031
Transaction Type	Mortgage
Record Updated	Aug 19, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 7TH AVE, TROY, NY 12182-3028

Mortgage

Document Number	0000674031,
Date	Jul 24, 2026
Book Page	11329/188
Instrument	2026674031

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Amount	Amount on Record
Term	313 Months
Due	Aug 1, 2052

Interest

Rate	6.51%
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	402 7TH AVE, TROY, NY 12182-3028
Transaction Type	Mortgage
Record Updated	Oct 22, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0110800294
Date	Oct 2, 2025
Book Page	11080/294
Instrument	2025-662048

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	325 Months
Due	Nov 1, 2052

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	RENSSELAER NY
Recording Date	Oct 7, 2022
Property Address	402 7TH AVE, TROY, NY 12182-3028
Document Number	0102020093
Book / Page	10202 / 93
Instrument Date	Aug 22, 2022
Instrument	2022-617965
Transaction Type	Transfer
Record Updated	Nov 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 HOMESTEAD AVE, ALBANY, NY 12203-1936

Mortgage

Document Number	2022617966
Date	Oct 7, 2022
Instrument	2022-617966

Lender

Name	PREMIUM MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RENSSELAER NY
Recording Date	Mar 13, 2018
Property Address	402 7TH AVE, TROY, NY 12182-3028
Document Number	0084590029
Book / Page	008459 / 000029
Transaction Type	Transfer
Record Updated	Apr 16, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 7TH AVE TROY NY 121823028, TROY, NY 12182-3028

Tax Assessment & Valuation

The 2026 property tax bill for 402 7th Ave was $8,743, down 2.2% from the year before.

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Lansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,743.00 (-2.25%)
2025	$8,944.00	$105,000 Land $10,000 Building $95,000	$179,800 Land $17,124 Building $162,676
2023		$105,000 (-) Land $10,000 Building $95,000	$150,000 (+8.57%) Land $14,286 Building $135,714
2022	$4,232.00 Homeowner's exemption	$105,000 Land $10,000 Building $95,000	$138,158 Land $13,158 Building $125,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 402 7th Ave; there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1979–1982)
Most Recent Claim	Mar 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 402 7th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hudson Valley Wireless.

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