404 7th Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 404 7th Ave, Troy, NY 12182

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,716 sqft · built 1920
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Jun 2020)
Tax Bill	$4,768 (2026)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
APN	`381700 80.80-4-18`

Property Details

APN / Parcel Number

Primary APN	`381700 80.80-4-18`
Alternative APN	`1609800`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,716 sqft Living Area
1st Floor Area	1,144 sqft
Upper Floors Area	572 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	120 ft deep x 35 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1609800
Street Address	404 7TH AVE
City	TROY
State	NY
Zip	12182-3028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	1.5 STY FR HSE &1C FR GAR 261-2/121
Legal Block	4
Legal Lot Number	18.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	3
Census Block	3017
Census Tract	40200

Owner

404 7th Ave is owned and occupied by an individual who bought it in June 2020.

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	404 7TH AVE, TROY, NY 12182-3028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2020 · Amount on File
Deed Sale	Jun 16, 2020 · Amount on File
Prior Sale	Mar 7, 2005 · Amount on File
Deed Document Number	2020569888
Deed Book / Page	9192 / 82
Record Updated	Oct 29, 2026

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jun 16, 2020
Property Address	404 7TH AVE, TROY, NY 12182-3028
Document Number	0000569888
Book / Page	009192 / 000082
Instrument Date	Jun 1, 2020
Instrument	569888
Transaction Type	Transfer
Record Updated	Jul 3, 2020
Title Company	KCS LAND RESEARCH CORPORATION, KCS LAND RESEARCH CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 7TH AVE TROY NY 121823028, TROY, NY 12182-3028

Mortgage

Document Number	569889
Date	Jun 16, 2020
Book Page	009192/000085
Instrument	569889

Lender

Name	SUNMARK CU
Address	LATHAM, NY 12110

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 404 7th Ave was $4,768, up 1.3% from the year before.

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Lansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,768.00 (+1.3%)
2025	$4,707.00	$103,000 Land $10,000 Building $93,000	$176,400 Land $17,126 Building $159,274
2023		$103,000 (-) Land $10,000 Building $93,000	$147,100 (+8.54%) Land $14,282 Building $132,818
2022	$4,491.00	$103,000 Land $10,000 Building $93,000	$135,526 Land $13,158 Building $122,368

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 404 7th Ave; there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1979–1982)
Most Recent Claim	Mar 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 404 7th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hudson Valley Wireless.

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