4018 S Joseph St, Flagstaff, AZ 86005 Property Records

Coconino County property record for 4018 S Joseph St, Flagstaff, AZ 86005

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,545 sqft · built 2000
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Sep 2020)
Tax Bill	$2,128 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Feb 2026 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`105-06-048`

Property Details

APN / Parcel Number

Primary APN	`105-06-048`
Alternative APN	`R0050580`

Interior

Full Baths	2.5 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,545 sqft Living Area
Gross Area	2,028 sqft
1st Floor Area	1,545 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Exterior Material	Wood
Construction Type	Steel Frame
Lot Area	7,841 sqft (0.18 acres)
Terrain	Gentle Slope
Garage Type	Attached
Garage Area	483 sqft
Porch	Porch
Porch Area	42 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	R0050580
Street Address	4018 S JOSEPH ST
City	FLAGSTAFF
State	AZ
Zip	86005-6914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: ASPEN TRAILS LOT: 47 SIXTEENTH: SW QUARTER: NW SECTION: 33 TOWNSHIP: 21N RANGE: 07E
Legal Range	07E
Legal Township	21N
Legal Section	33
Legal Subdivision	ASPEN TRAILS
Legal Lot Number	47
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	1
Census Block	1001
Census Tract	901

Owner

Source: Coconino County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4018 S JOSEPH ST, FLAGSTAFF, AZ 86005-6914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed of Trust, Mortgage · Line of Credit ONEAZ CU
Feb 26, 2026	Deed of Trust, Mortgage · Line of Credit ONEAZ CU
Feb 14, 2023	Deed of Trust, Mortgage · Line of Credit ONEAZ CU
Nov 19, 2021	Deed of Trust, Mortgage · Line of Credit ONEAZ CU
Sep 30, 2020	Warranty Deed, Transfer · Conventional with PMI WALLICK & VOLK
May 2, 2017	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2020 · Amount on Record
Deed Sale	Sep 30, 2020 · Amount on Record
Prior Sale	Jul 16, 2004 · Amount on Record
Deed Document Number	3889085
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	4018 S JOSEPH ST, FLAGSTAFF, AZ 86005-6914
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4018 S JOSEPH ST, FLAGSTAFF, AZ 86005-6914

Mortgage

Document Number	0004034272
Date	Feb 26, 2026
Instrument	4034272

Lender

Name	ONEAZ CU
Type	Credit Union
Address	PHOENIX, AZ 85027

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	4018 S JOSEPH ST, FLAGSTAFF, AZ 86005-6914
Transaction Type	Mortgage
Record Updated	Mar 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4018 S JOSEPH ST, FLAGSTAFF, AZ 86005-6914

Mortgage

Document Number	0004034272
Date	Feb 26, 2026
Instrument	4034272

Lender

Name	ONEAZ CU
Type	Credit Union
Address	PHOENIX, AZ 85027

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	4018 S JOSEPH ST, FLAGSTAFF, AZ 86005-6914
Transaction Type	Mortgage
Record Updated	Apr 19, 2023
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4018 S JOSEPH ST, FLAGSTAFF, AZ 86005-6914

Mortgage

Document Number	0003968804
Date	Feb 14, 2023
Instrument	3968804

Lender

Name	ONEAZ CU
Type	Credit Union
Address	PHOENIX, AZ 85027

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 13, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	4018 S JOSEPH ST, FLAGSTAFF, AZ 86005-6914
Transaction Type	Mortgage
Record Updated	Jan 19, 2022
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4018 S JOSEPH ST, FLAGSTAFF, AZ 86005-6914

Mortgage

Document Number	0003935159
Date	Nov 19, 2021
Instrument	3935159

Lender

Name	ONEAZ CU
Type	Credit Union
Address	PHOENIX, AZ 85027

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Sep 30, 2020
Property Address	4018 S JOSEPH ST, FLAGSTAFF, AZ 86005-6914
Document Number	0003889085
Instrument Date	Sep 2, 2020
Instrument	3889085
Transaction Type	Transfer
Record Updated	Dec 10, 2020
Title Company	CLEAR TITLE AGENCY/FLAGSTAFF, CLEAR TITLE AGCY/FLAGSTAFF

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4018 S JOSEPH ST FLAGSTAFF AZ 860056914, FLAGSTAFF, AZ 86005-6914

Mortgage

Document Number	3889086
Date	Sep 30, 2020
Instrument	3889086

Lender

Name	WALLICK & VOLK
Address	CHEYENNE, WY 82001

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	4018 S JOSEPH ST, FLAGSTAFF, AZ 86005-6914
Document Number	0003784025
Instrument Date	May 2, 2017
Transaction Type	Mortgage
Record Updated	May 19, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4018 S JOSEPH ST FLAGSTAFF AZ 860056914, FLAGSTAFF, AZ 86005-6914

Mortgage

Document Number	0003784025
Date	May 9, 2017
Instrument	3784025

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	May 8, 2032

Tax Assessment & Valuation

Source: Coconino County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Municipality	Flagstaff City
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,623 (-1.02%) Land $13,994 Building $37,629
2025	$2,128.00 (+7.91%) Homeowner's exemption		$516,225 (-1.02%) Land $139,938 Building $376,287
2024		$52,153 Land $12,169 Building $39,984
2023	$1,972.00 Homeowner's exemption		$521,525 Land $121,685 Building $399,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 44% of Arizona
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLAGSTAFF serves 79,796 people · EPA ID AZ0403008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Bluespan Wireless, T-Mobile.

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