4042 S Joseph St, Flagstaff, AZ 86005 Property Records

Coconino County property record for 4042 S Joseph St, Flagstaff, AZ 86005

Property Summary

Property Type	Single Family Home
Details	2.75 ba · 1,653 sqft · built 1997
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$299,900 (Feb 2014)
Tax Bill	$2,251 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Nov 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`105-06-050`

Property Details

APN / Parcel Number

Primary APN	`105-06-050`
Alternative APN	`R0060154`

Interior

Full Baths	2.75 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,653 sqft Living Area
Gross Area	2,136 sqft
1st Floor Area	1,653 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Exterior Material	Wood
Construction Type	Steel Frame
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Attached
Garage Area	483 sqft
Porch	Porch
Porch Area	197 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	R0060154
Street Address	4042 S JOSEPH ST
City	FLAGSTAFF
State	AZ
Zip	86005-6914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: ASPEN TRAILS LOT: 49 SIXTEENTH: SW QUARTER: NW SECTION: 33 TOWNSHIP: 21N RANGE: 07E
Legal Range	07E
Legal Township	21N
Legal Section	33
Legal Subdivision	ASPEN TRAILS
Legal Lot Number	49
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	1
Census Block	1001
Census Tract	901

Owner

Source: Coconino County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4042 S JOSEPH ST, FLAGSTAFF, AZ 86005-6914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Line of Credit ONEAZ CU
Nov 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Dec 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage ONEAZ CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2014 · Amount on Record
Deed Sale	Feb 14, 2014 · Amount on Record
Prior Sale	Jul 25, 2006 · Amount on Record
Deed Document Number	3685560
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	4042 S JOSEPH ST, FLAGSTAFF, AZ 86005-6914
Transaction Type	Mortgage
Record Updated	Dec 24, 2025
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4042 S JOSEPH ST, FLAGSTAFF, AZ 86005-6914

Mortgage

Document Number	0004029362
Date	Dec 1, 2025
Instrument	4029362

Lender

Name	ONEAZ CU
Type	Credit Union
Address	PHOENIX, AZ 85027

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 30, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	4042 S JOSEPH ST, FLAGSTAFF, AZ 86005-6914
Transaction Type	Mortgage
Record Updated	Jan 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4042 S JOSEPH ST, FLAGSTAFF, AZ 86005-6914

Mortgage

Document Number	0003964086
Date	Nov 14, 2022
Instrument	3964086

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	4042 S JOSEPH ST, FLAGSTAFF, AZ 86005-6914
Document Number	0003805340
Instrument Date	Dec 28, 2017
Transaction Type	Mortgage
Record Updated	Jan 30, 2018
Title Company	PIONEER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4042 S JOSEPH ST FLAGSTAFF AZ 860056914, FLAGSTAFF, AZ 86005-6914

Mortgage

Document Number	0003805340
Date	Jan 4, 2018
Instrument	3805340

Lender

Name	ONEAZ CU
Address	PHOENIX, AZ 85027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2048

Tax Assessment & Valuation

Source: Coconino County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Municipality	Flagstaff City
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,429 (-1.11%) Land $13,994 Building $41,435
2025	$2,251.00 (+7.91%) Homeowner's exemption		$554,289 (-1.11%) Land $139,938 Building $414,351
2024		$56,050 Land $12,169 Building $43,881
2023	$2,086.00 Homeowner's exemption		$560,498 Land $121,685 Building $438,813

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLAGSTAFF serves 79,796 people · EPA ID AZ0403008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Bluespan Wireless, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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