4048 Summit Chase, Gainesville, GA 30506 Property Records

Hall County property record for 4048 Summit Chase, Gainesville, GA 30506

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,472 sqft · built 1996
Lot Size	2.36 acres (102,802 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Nov 2024)
Tax Bill	$4,428 (2026)
Deeds & Mortgages	Jan 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-100-000-080`

Property Details

APN / Parcel Number

Primary APN	`10-100-000-080`
Alternative APN	`30889`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,472 sqft Heated Area
1st Floor Area	1,102 sqft
Upper Floors Area	551 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2001
Architectural Style	Rustic
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	102,802 sqft (2.36 acres)
Lot Dimensions	418 ft deep x 220 ft wide
Garage Area	572 sqft

Exterior Amenities

Porch	Slab
Porch Area	611 sqft
Deck Area	204 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	30889
Street Address	4048 SUMMIT CHASE
City	GAINESVILLE
State	GA
Zip	30506-2614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SMITH TRACE S/D LOT 30
Legal Subdivision	SMITH TRACE S/D
Legal Lot Number	30
Jurisdiction	HALL GA
Township / Civil Division	MURRAYVILLE
Census Block Group	2
Census Block	2000
Census Tract	305

Owner

Source: Hall County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4048 SUMMIT CHASE, GAINESVILLE, GA 30506-2614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2024 · Amount on Record
Deed Sale	Nov 26, 2024 · Amount on Record
Prior Sale	May 31, 2024 · Amount on Record
Deed Book / Page	9575 / 12
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	4048 SUMMIT CHASE, GAINESVILLE, GA 30506-2614
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4048 SUMMIT CHASE, GAINESVILLE, GA 30506-2614

Mortgage

Document Number	0094240000000119
Date	Jan 17, 2024
Book Page	0000009424/0000000119

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2034

Tax Assessment & Valuation

Source: Hall County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Hall County
Unified School District	Hall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,428.00 (+1.42%)	$182,892 (+1.47%) Land $37,680 Building $145,212	$457,230 (+1.47%) Land $94,200 Building $363,030
2025	$4,366.00 (+3.29%)	$180,240 (+11.65%) Land $37,680 Building $142,560	$450,600 (+11.65%) Land $94,200 Building $356,400
2023	$4,227.00 (+30.58%)	$161,440 (+35.57%) Land $34,960 Building $126,480	$403,600 (+35.57%) Land $87,400 Building $316,200
2022	$3,237.00	$119,080 Land $16,080 Building $103,000	$297,700 Land $40,200 Building $257,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 49% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAINESVILLE serves 140,000 people · EPA ID GA1390001
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35