Hall County property record for 4044 Summit Chase, Gainesville, GA 30506
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,478 sqft · built 1988 |
| Lot Size | 2.03 acres (88,427 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $195,000 (Dec 2018) |
| Tax Bill | $2,415 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage Dec 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-100-000-081 |
| Primary APN | 10-100-000-081 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,478 sqft Heated Area |
| 1st Floor Area | 1,478 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 88,427 sqft (2.03 acres) |
| Lot Dimensions | 394 ft deep x 219 ft wide |
| Garage Area | 304 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 156 sqft |
| Deck Area | 288 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 30890 |
|---|---|
| Street Address | 4044 SUMMIT CHASE |
| City | GAINESVILLE |
| State | GA |
| Zip | 30506-2614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SMITH TRACE S/D LOT 31 |
| Legal Subdivision | SMITH TRACE S/D |
| Legal Lot Number | 31 |
| Jurisdiction | HALL GA |
| Township / Civil Division | MURRAYVILLE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 305 |
Source: Hall County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4044 SUMMIT CHASE, GAINESVILLE, GA 30506-2614 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SHELTER LNDG SVCS |
| Dec 20, 2018 | Grant Deed, Transfer · Conventional Mortgage ACOPIA |
| Aug 17, 2018 | Grant Deed, Construction Loan · Line of Credit COMMERCIAL BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 14, 2018 · Amount on Record |
| Deed Sale | Dec 14, 2018 · Amount on Record |
| Prior Sale | Jul 27, 2018 · Amount on Record |
| Deed Document Number | 20189184 |
| Deed Book / Page | 8196 / 356 |
| Prior Transfer Date | May 15, 2001 |
| Prior Transfer Doc | 3887000460 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HALL GA |
| Property Address | 4044 SUMMIT CHASE, GAINESVILLE, GA 30506-2614 |
| Document Number | 0085460788 |
| Instrument Date | Jul 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 4044 SUMMIT CHASE GAINESVILLE GA 305062614, GAINESVILLE, GA 30506-2614 |
| Document Number | 0085460788 |
|---|---|
| Date | Jul 16, 2020 |
| Book Page | 008546/000788 |
| Name | SHELTER LNDG SVCS |
|---|---|
| Address | BROWN DEER, WI 53209 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 15, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HALL GA |
| Recording Date | Dec 20, 2018 |
| Property Address | 4044 SUMMIT CHASE, GAINESVILLE, GA 30506-2614 |
| Document Number | 0081960356 |
| Book / Page | 008196 / 000356 |
| Instrument Date | Dec 14, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $195.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4044 SUMMIT CHASE GAINESVILLE GA 305062614, GAINESVILLE, GA 30506-2614 |
| Document Number | 81960357 |
|---|---|
| Date | Dec 20, 2018 |
| Book Page | 008196/000357 |
| Name | ACOPIA |
|---|---|
| Address | GOODLETTSVILLE, TN 37072 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 19, 2033 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HALL GA |
| Recording Date | Aug 17, 2018 |
| Property Address | 4044 SUMMIT CHASE, GAINESVILLE, GA 30506-2614 |
| Document Number | 0081360414 |
| Book / Page | 008136 / 000414 |
| Instrument Date | Jul 27, 2018 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 19, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4044 SUMMIT CHASE GAINESVILLE GA 305062614, GAINESVILLE, GA 30506-2614 |
| Document Number | 81360417 |
|---|---|
| Date | Aug 17, 2018 |
| Book Page | 008136/000417 |
| Name | COMMERCIAL BK |
|---|---|
| Type | Bank |
| Address | CRAWFORD, GA 30630 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 16, 2019 |
| Rate Type | Adjustable Rate |
|---|
Source: Hall County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Hall County |
| Unified School District | Hall County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,415.00 (+3.92%) Homeowner's exemption | $134,920 (+23.69%) Land $34,560 Building $100,360 | $337,300 (+23.69%) Land $86,400 Building $250,900 |
| 2025 | $2,324.00 (-6.67%) Homeowner's exemption | $109,080 (+13.81%) Land $34,560 Building $74,520 | $272,700 (+13.81%) Land $86,400 Building $186,300 |
| 2023 | $2,490.00 (+30.37%) Homeowner's exemption | $95,840 (+36.37%) Land $32,080 Building $63,760 | $239,600 (+36.37%) Land $80,200 Building $159,400 |
| 2022 | $1,910.00 Homeowner's exemption | $70,280 Land $21,360 Building $48,920 | $175,700 Land $53,400 Building $122,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 42% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAINESVILLE serves 140,000 people · EPA ID GA1390001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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