Hall County property record for 4045 Summit Chase, Gainesville, GA 30506
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,408 sqft · built 2003 |
| Lot Size | 0.82 acres (35,719 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Jul 2016) |
| Tax Bill | $3,517 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-100-000-071 |
| Primary APN | 10-100-000-071 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,408 sqft Heated Area |
| 1st Floor Area | 1,383 sqft |
| Basement Area | 658 sqft |
| Finished Basement | 350 sqft |
| Unfinished Basement | 308 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Rustic |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 35,719 sqft (0.82 acres) |
| Lot Dimensions | 302 ft deep x 118 ft wide |
| Garage Area | 725 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 14 sqft |
| Patio Area | 170 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 30880 |
|---|---|
| Street Address | 4045 SUMMIT CHASE |
| City | GAINESVILLE |
| State | GA |
| Zip | 30506-2615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SMITH TRACE LOT 21 |
| Legal Subdivision | SMITH TRACE |
| Legal Lot Number | 21 |
| Jurisdiction | HALL GA |
| Township / Civil Division | MURRAYVILLE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 305 |
4045 Summit Chase is owned and occupied by an individual who bought it in July 2016.
Source: Hall County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4045 SUMMIT CHASE, GAINESVILLE, GA 30506-2615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE |
| Mar 5, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2016 · Amount on File |
| Deed Sale | Jul 29, 2016 · Amount on File |
| Prior Sale | Mar 28, 2014 · Amount on File |
| Deed Document Number | 20165357 |
| Deed Book / Page | 7743 / 726 |
| Prior Transfer Date | Mar 8, 2016 |
| Prior Transfer Doc | 0076650032 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HALL GA |
| Recording Date | May 27, 2026 |
| Property Address | 4045 SUMMIT CHASE, GAINESVILLE, GA 30506-2615 |
| Document Number | 9863000099 |
| Book / Page | 9863 / 99 |
| Instrument Date | May 19, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4045 SUMMIT CHASE, GAINESVILLE, GA 30506-2615 |
| Document Number | 9863000099, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 9863/99 |
| Name | FREEDOM MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HALL GA |
| Property Address | 4045 SUMMIT CHASE, GAINESVILLE, GA 30506-2615 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4045 SUMMIT CHSE |
| Document Number | 0087500000000546 |
|---|---|
| Date | Mar 5, 2021 |
| Book Page | 0000008750/0000000546 |
| Name | FREEDOM MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 1, 2046 |
The 2026 property tax bill for 4045 Summit Chase was $3,517, up 0.9% from the year before.
Source: Hall County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Hall County |
| Unified School District | Hall County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,517.00 (+0.95%) | $144,600 (+0.98%) Land $23,200 Building $121,400 | $361,500 (+0.98%) Land $58,000 Building $303,500 |
| 2025 | $3,484.00 | $143,200 Land $23,200 Building $120,000 | $358,000 Land $58,000 Building $300,000 |
| 2023 | $3,400.00 (+23.64%) | $129,280 (+27.8%) Land $21,520 Building $107,760 | $323,200 (+27.8%) Land $53,800 Building $269,400 |
| 2022 | $2,750.00 | $101,160 Land $17,640 Building $83,520 | $252,900 Land $44,100 Building $208,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4045 Summit Chase in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4045 Summit Chase is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 42% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAINESVILLE serves 140,000 people · EPA ID GA1390001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures