Maricopa County property record for 4048 E Toledo St, Unit 105, Gilbert, AZ 85295
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,308 sqft · built 2018 |
| Lot Size | 0.032 acres (1,404 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $440,000 (Aug 2022) |
| Tax Bill | $1,490 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Nov 2020 Mortgage + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 304-97-621 |
| Primary APN | 304-97-621 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,308 sqft Living Area |
| 1st Floor Area | 418 sqft |
| 2nd Floor Area | 890 sqft |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Concrete Tile |
| Lot Area | 1,404 sqft (0.032 acres) |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 150 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | HVAC |
| Street Address | 4048 E TOLEDO ST UNIT 105, 105 |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85295-0172 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | MF/M |
| Legal Description | FINCHER FIELDS MULTI-FAMILY MCR 1356-20 AMD AKA MCR 1331-09 |
| Legal Range | 06E |
| Legal Township | 01S |
| Legal Section | 25 |
| Legal Subdivision | FINCHER FIELDS MULTI-FAMILY AMD |
| Legal Lot Number | 45 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | CHANDLER |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 815201 |
Source: Maricopa County records, as of November 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4048 E TOLEDO ST UNIT 105, 105, GILBERT, AZ 85295-0172 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 19, 2023 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 12, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 18, 2022 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| May 8, 2020 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Jul 1, 2020 | Correction Deed, Transfer NOT AVAILABLE |
| Apr 4, 2019 | Special Warranty Deed, Transfer · FHA Mortgage EAGLE HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2022 · Amount on Record |
| Deed Sale | Aug 18, 2022 · Amount on Record |
| Prior Sale | Apr 4, 2019 · Amount on Record |
| Deed Document Number | 20220652095 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 4048 E TOLEDO ST UNIT 105, 105, GILBERT, AZ 85295-0172 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2140 IRIS AVE, SAN DIEGO, CA 92154-3907 |
| Document Number | 0000375258 |
|---|---|
| Date | Jul 19, 2023 |
| Instrument | 20230375258 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 4048 E TOLEDO ST UNIT 105, 105, GILBERT, AZ 85295-0172 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 4048 E TOLEDO ST 105, 105, GILBERT, AZ 85295-0172 |
| Document Number | 0001102133 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 20201102133 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 343 Months |
| Due | Jun 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Aug 18, 2022 |
| Property Address | 4048 E TOLEDO ST UNIT 105, 105, GILBERT, AZ 85295-0172 |
| Document Number | 0000652095 |
| Map Reference | MB 1356 PG 20 |
| Instrument Date | Aug 4, 2022 |
| Instrument | 20220652095 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2025 |
| Title Company | AB TITLE AGENCY, AZ TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1418 E CORTEZ ST, PHOENIX, AZ 85020-1203 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 4048 E TOLEDO ST UNIT 105, 105, GILBERT, AZ 85295-0172 |
| Document Number | 0000652096 |
|---|---|
| Date | Aug 18, 2022 |
| Instrument | 20220652096 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | May 8, 2020 |
| Property Address | 4048 E TOLEDO ST UNIT 105, 105, GILBERT, AZ 85295-0172 |
| Document Number | 0000397735 |
| Instrument Date | May 1, 2020 |
| Instrument | 397735 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1130 N ALMA SCHOOL RD #110 MESA AZ 852013000, 110, MESA, AZ 85201-3000 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Jul 1, 2020 |
| Property Address | 4048 E TOLEDO ST UNIT 105, 105, GILBERT, AZ 85295-0172 |
| Document Number | 0000583366 |
| Instrument Date | Sep 1, 2019 |
| Instrument | 583366 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1130 N ALMA SCHOOL RD #110 MESA AZ 852013000, 110, MESA, AZ 85201-3000 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Apr 4, 2019 |
| Property Address | 4048 E TOLEDO ST UNIT 105, 105, GILBERT, AZ 85295-0172 |
| Document Number | 0000235803 |
| Map Reference | MB 1356 PG 20 |
| Instrument Date | Mar 27, 2019 |
| Instrument | 20190235803 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2022 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1665 W ALAMEDA DR # DR130, 1665, TEMPE, AZ 85282-3220 |
| Name | Verified Name |
|---|---|
| Address | 4048 E TOLEDO ST # 105-9, 105, GILBERT, AZ 85295-0172 |
| Document Number | 0000235804 |
|---|---|
| Date | Apr 4, 2019 |
| Instrument | 20190235804 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
Source: Maricopa County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Higley Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $34,030 (-8.18%) | $340,300 (-8.18%) Land $68,000 Building $272,300 | |
| 2025 | $1,490.00 (+12.96%) | ||
| 2024 | $37,060 | $370,600 Land $74,100 Building $296,500 | |
| 2023 | $1,319.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Arizona |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | Treatment report not submitted Oct 2017 |
| Monitoring and Reporting | 53 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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