Maricopa County property record for 4048 E Toledo St, Unit 104, Gilbert, AZ 85295
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2 ba · 1,308 sqft · built 2018 |
| Lot Size | 0.026 acres (1,144 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $435,000 (Aug 2022) |
| Tax Bill | $1,228 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Aug 2024 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 304-97-620 |
| Primary APN | 304-97-620 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Units | 5 Units |
| Stories | 2 Stories |
| Building Area | 1,308 sqft Living Area |
| Gross Area | 1,458 sqft |
| 1st Floor Area | 418 sqft |
| 2nd Floor Area | 890 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Townhouse |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Concrete |
| Lot Area | 1,144 sqft (0.026 acres) |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 150 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4048 E TOLEDO ST, 104 |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85295-0172 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | MFM |
| Legal Description | FINCHER FIELDS MULTI-FAMILY AMD MCR 1356-20 |
| Legal Range | 6E |
| Legal Township | 1S |
| Legal Section | 25 |
| Legal Subdivision | FINCHER FIELDS MULTI-FAMILY AMD |
| Legal Tract | A |
| Legal Lot Number | 44 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | CHANDLER |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 815201 |
Source: Maricopa County records, as of June 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4048 E TOLEDO ST, 104, GILBERT, AZ 85295-0172 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 1, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Aug 5, 2024 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Aug 26, 2022 | Warranty Deed, Transfer · FHA Mortgage SYNERGY ONE LENDING |
| Apr 19, 2019 | Special Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC |
| Apr 19, 2019 | Grant Deed, Transfer CALATLANTIC TITLE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 26, 2022 · Amount on Record |
| Deed Sale | Aug 26, 2022 · Amount on Record |
| Prior Sale | Apr 19, 2019 · Amount on Record |
| Deed Document Number | 2022672184 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Jun 1, 2026 |
| Property Address | 4048 E TOLEDO ST, 104, GILBERT, AZ 85295-0172 |
| Document Number | 0000330165 |
| Instrument Date | May 6, 2026 |
| Instrument | 2026330165 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4048 E TOLEDO ST, 104, GILBERT, AZ 85295-0172 |
| Document Number | 0000330165, |
|---|---|
| Date | Jun 1, 2026 |
| Instrument | 2026330165 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | May 1, 2066 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 4048 E TOLEDO ST UNIT 104, 104, GILBERT, AZ 85295-0172 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4048 E TOLEDO ST 104, 104, GILBERT, AZ 85295-0172 |
| Document Number | 0000414942 |
|---|---|
| Date | Aug 5, 2024 |
| Instrument | 20240414942 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Sep 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Aug 26, 2022 |
| Property Address | 4048 E TOLEDO ST UNIT 104, 104, GILBERT, AZ 85295-0172 |
| Document Number | 0000672184 |
| Map Reference | MB 1356 PG 20 |
| Instrument Date | Aug 25, 2022 |
| Instrument | 20220672184 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2025 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4635 S ELEMENT, MESA, AZ 85212-5463 |
| Name | Verified Name |
|---|---|
| Address | 4048 E TOLEDO ST UNIT 104, 104, GILBERT, AZ 85295-0172 |
| Document Number | 0000672185 |
|---|---|
| Date | Aug 26, 2022 |
| Instrument | 20220672185 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Apr 19, 2019 |
| Property Address | 4048 E TOLEDO ST UNIT 104, 104, GILBERT, AZ 85295-0172 |
| Document Number | 0000278948 |
| Map Reference | MB 1356 PG 20 |
| Instrument Date | Apr 1, 2019 |
| Instrument | 20190278948 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2022 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1165 W ALAMEDA DR # DR130, 1165, TEMPE, AZ 85282-3384 |
| Name | Verified Name |
|---|---|
| Address | 4048 E TOLEDO ST # 9-104, 9-104, GILBERT, AZ 85295-0195 |
| Document Number | 0000278949 |
|---|---|
| Date | Apr 19, 2019 |
| Instrument | 20190278949 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Apr 19, 2019 |
| Property Address | 4048 E TOLEDO ST UNIT 104, 104, GILBERT, AZ 85295-0172 |
| Document Number | 0000278947 |
| Instrument Date | Apr 1, 2019 |
| Instrument | 278947 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2019 |
| Title Company | CALATLANTIC TITLE INC |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
Source: Maricopa County assessment roll, as of October 22, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Higley Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $34,030 (+102.83%) | $340,300 (+3.53%) Land $68,000 Building $272,300 | |
| 2025 | $1,228.00 (-6.9%) | $16,778 (-54.73%) | $328,700 (-11.31%) Land $65,700 Building $263,000 |
| 2024 | $37,060 | $370,600 Land $74,100 Building $296,500 | |
| 2023 | $1,319.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Arizona |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | Treatment report not submitted Oct 2017 |
| Monitoring and Reporting | 53 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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