4048 E Toledo St, Unit 101, Gilbert, AZ 85295 Property Records

Maricopa County property record for 4048 E Toledo St, Unit 101, Gilbert, AZ 85295

Property Summary

Property TypeTownhouse
Details3 bd · 2 ba · 1,308 sqft · built 2018
Lot Size0.032 acres (1,404 sqft)
OwnerIndividual Name on Record
Last Sale$375,000 (Jun 2026)
Tax Bill$1,228 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Apr 2020 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN304-97-617

Property Details

APN / Parcel Number

Primary APN304-97-617
Alternative APN
  • 304976179

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Units5 Units
Stories2 Stories
Building Area1,308 sqft Living Area
Gross Area1,458 sqft
1st Floor Area418 sqft
2nd Floor Area890 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleTownhouse
Exterior MaterialCombination
Construction TypeFrame
Roof MaterialConcrete
Lot Area1,404 sqft (0.032 acres)
Parking Spaces2 Parking Spaces
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address4048 E TOLEDO ST, 101
CityGILBERT
StateAZ
Zip85295-0172
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeMFM
Legal DescriptionFINCHER FIELDS MULTI-FAMILY AMD MCR 1356-20
Legal Range6E
Legal Township1S
Legal Section25
Legal SubdivisionFINCHER FIELDS MULTI-FAMILY AMD
Legal Lot Number41
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group2
Census Block2029
Census Tract815201

Owner

Source: Maricopa County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4048 E TOLEDO ST, 101, GILBERT, AZ 85295-0172
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2026Warranty Deed, Transfer · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Apr 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
EAGLE HOME MORTGAGE LLC
Oct 7, 2021Warranty Deed, Transfer · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Mar 29, 2019Special Warranty Deed, Transfer · Conventional Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 9, 2026 · Amount on Record
Deed SaleJun 9, 2026 · Amount on Record
Prior SaleOct 7, 2021 · Amount on Record
Deed Document Number2026347724
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateJun 9, 2026
Property Address4048 E TOLEDO ST, 101, GILBERT, AZ 85295-0172
Document Number0000347724
Instrument DateJun 5, 2026
Instrument2026347724
Transaction TypeTransfer
Record UpdatedJun 16, 2026
Title CompanyCLEAR TITLE AGENCY OF ARIZONA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4048 E TOLEDO ST, 101, GILBERT, AZ 85295-0172

Mortgage

Document Number0000347725,
DateJun 9, 2026
Instrument2026347725
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.23%
Initial TypeFixed Rate
Max Rate-1%

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4048 E TOLEDO ST UNIT 101, 101, GILBERT, AZ 85295-0172
Transaction TypeMortgage
Record UpdatedNov 8, 2022
Title CompanyCALATLANTIC TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000299736
DateApr 8, 2020
Instrument20200299736
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateOct 7, 2021
Property Address4048 E TOLEDO ST UNIT 101, 101, GILBERT, AZ 85295-0172
Document Number0001085921
Map ReferenceMB 1356 PG 20
Instrument DateOct 6, 2021
Instrument20211085921
Transaction TypeTransfer
Record UpdatedNov 21, 2025
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4048 E TOLEDO ST # ST101, ST101, GILBERT, AZ 85295-0195

Transferred To (Grantee/Buyer)

NameVerified Name
Address4048 E TOLEDO ST UNIT 101, 101, GILBERT, AZ 85295-0172

Mortgage

Document Number0001085922
DateOct 7, 2021
Instrument20211085922
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

March 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMARICOPA AZ
Recording DateMar 29, 2019
Property Address4048 E TOLEDO ST UNIT 101, 101, GILBERT, AZ 85295-0172
Document Number0000221442
Map ReferenceMB 1356 PG 20
Instrument DateOct 15, 2018
Instrument20190221442
Transaction TypeTransfer
Record UpdatedNov 8, 2022
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1665 W ALAMEDA DR # DR130, 1665, TEMPE, AZ 85282-3220

Transferred To (Grantee/Buyer)

NameVerified Name
Address40480 E TOLEDO STREET # 101, 101, GILBERT, AZ 85295

Mortgage

Document Number0000221443
DateMar 29, 2019
Instrument20190221443
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictHigley Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$34,030 (+102.83%)$340,300 (+3.53%) Land $68,000 Building $272,300
2025$1,228.00 (-6.9%)$16,778 (-54.73%)$328,700 (-11.31%) Land $65,700 Building $263,000
2024$37,060$370,600 Land $74,100 Building $296,500
2023$1,319.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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