Montgomery County property record for 4048 Delphos Ave, Dayton, OH 45402
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,057 sqft · built 1968 |
| Lot Size | 0.11 acres (4,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $54,000 (Dec 1999) |
| Tax Bill | $2,232 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R72-12307-0029 |
| Primary APN | R72-12307-0029 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,057 sqft Living Area |
| Gross Area | 1,357 sqft |
| 1st Floor Area | 1,057 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 4,800 sqft (0.11 acres) |
| Lot Dimensions | 120 ft deep x 40 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 50 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4048 DELPHOS AVE |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45402-5219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 50742 |
| Legal Subdivision | CITY/DAYTON REV |
| Legal Lot Number | 29 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | DAYTON |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 3800 |
Source: Montgomery County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4048 DELPHOS AVE, DAYTON, OH 45402-5219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 29, 2026 | Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE |
| Apr 28, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Dec 19, 2018 | Loan Modification, Mortgage MIDFIRST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 1999 · Amount on Record |
| Deed Sale | Dec 28, 1999 · Amount on Record |
| Deed Book / Page | 99-0865 / B09 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | May 29, 2026 |
| Property Address | 4048 DELPHOS AVE, DAYTON, OH 45402-5219 |
| Document Number | 0000031888 |
| Instrument Date | Mar 16, 2026 |
| Instrument | 202631888 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4048 DELPHOS AVE, DAYTON, OH 45402-5219 |
| Document Number | 0000031888, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 202631888 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Apr 1, 2066 |
| Rate | 6.09% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 4048 DELPHOS AVE, DAYTON, OH 45402-5219 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 4048 DELPHOS AVE, DAYTON, OH 45402-5219 |
| Document Number | 0000028668 |
|---|---|
| Date | Apr 28, 2022 |
| Instrument | 2022-00028668 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 4048 DELPHOS AVE, DAYTON, OH 45402-5219 |
| Document Number | 0000002604 |
| Instrument Date | Dec 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 4048 DELPHOS AVE DAYTON OH 454025219, DAYTON, OH 45402-5219 |
| Document Number | 0000002604 |
|---|---|
| Date | Jan 16, 2019 |
| Instrument | 2604 |
| Name | MIDFIRST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118-6116 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 15, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Dayton City |
| Unified School District | Dayton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,232.00 | $15,170 (-) Land $1,970 Building $13,200 | $43,360 (-) Land $5,640 Building $37,720 |
| 2024 | $2,232.00 (-0.76%) | ||
| 2023 | $2,249.00 (+132.09%) | $15,170 (+14.92%) Land $1,970 Building $13,200 | $43,360 (+15.01%) Land $5,640 Building $37,720 |
| 2022 | $969.00 | $13,200 Land $1,720 Building $11,480 | |
| 2020 | $37,700 Land $4,900 Building $32,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 470 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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