Clermont County property record for 4048 Cedarwood Ln, Cincinnati, OH 45245
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,656 sqft · built 1978 |
| Lot Size | 0.479 acres (20,865 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $205,000 (Jan 2020) |
| Tax Bill | $4,198 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-48-16C-042 |
| Primary APN | 41-48-16C-042 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,656 sqft Living Area |
| 1st Floor Area | 624 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 20,865 sqft (0.479 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 16 sqft |
| Patio Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4048 CEDARWOOD LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45245-2001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODSTONE ACRES BLK C; LOT 42 |
| Legal Subdivision | WOODSTONE ACRES BLK C |
| Legal Block | C |
| Legal Lot Number | 42 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 41305 |
Source: Clermont County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4048 CEDARWOOD LN, CINCINNATI, OH 45245-2001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 4, 2021 | Deed of Trust, Mortgage · VA Mortgage RUOFF MORTGAGE COMPANY INC |
| Jan 16, 2020 | Warranty Deed, Transfer · VA Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 16, 2020 · Amount on Record |
| Deed Sale | Jan 16, 2020 · Amount on Record |
| Prior Sale | Jun 7, 2016 · Amount on Record |
| Deed Document Number | 20201301 |
| Deed Book / Page | 2828 / 2181 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 4048 CEDARWOOD LN, CINCINNATI, OH 45245-2001 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000003997 |
|---|---|
| Date | Feb 4, 2021 |
| Book Page | 2868/3919 |
| Instrument | 202100003997 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Jan 16, 2020 |
| Property Address | 4048 CEDARWOOD LN, CINCINNATI, OH 45245-2001 |
| Document Number | 0000001301 |
| Book / Page | 2828 / 2181 |
| Map Reference | MB T PG 37 |
| Instrument Date | Jan 13, 2020 |
| Instrument | 202000001301 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Title Company | RIVERTOWN TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1700 MAGNAUOX WAY #220 # 220, 220, FORT WAYNE, IN 46804-1552 |
| Document Number | 0000001302 |
|---|---|
| Date | Jan 16, 2020 |
| Instrument | 202000001302 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,198.00 (-49.39%) | $83,410 (-) Land $15,820 Building $67,590 | |
| 2024 | $238,300 (-) Land $45,200 Building $193,100 | ||
| 2023 | $8,295.00 (+148.95%) Homeowner's exemption | $83,410 (+45.85%) Land $15,820 Building $67,590 | $238,300 (+45.84%) Land $45,200 Building $193,100 |
| 2022 | $3,332.00 Homeowner's exemption | $57,190 Land $10,850 Building $46,340 | |
| 2020 | $163,400 Land $31,000 Building $132,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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