Clermont County property record for 4053 Cedarwood Ln, Cincinnati, OH 45245
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,188 sqft · built 1978 |
| Lot Size | 0.474 acres (20,647 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $168,000 (Jun 2004) |
| Tax Bill | $4,948 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-48-16C-035 |
| Primary APN | 41-48-16C-035 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,188 sqft Living Area |
| 1st Floor Area | 804 sqft |
| Basement Area | 342 sqft |
| Unfinished Basement | 342 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 20,647 sqft (0.474 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 420 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 15 sqft |
|---|---|
| Patio Area | 132 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4053 CEDARWOOD LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45245-2001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODSTONE ACRES BLK C; LOT 35 |
| Legal Subdivision | WOODSTONE ACRES BLK C |
| Legal Block | C |
| Legal Lot Number | 35 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 41305 |
Source: Clermont County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4053 CEDARWOOD LN, CINCINNATI, OH 45245-2001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 3, 2025 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Apr 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2004 · Amount on Record |
| Deed Sale | Jun 4, 2004 · Amount on Record |
| Prior Sale | May 6, 1991 · Amount on Record |
| Deed Document Number | 200424002 |
| Deed Book / Page | 1782 / 343 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 4053 CEDARWOOD LN, CINCINNATI, OH 45245-2001 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4053 CEDARWOOD LN, CINCINNATI, OH 45245-2001 |
| Document Number | 0000020666 |
|---|---|
| Date | Oct 3, 2025 |
| Book Page | 3004/3438 |
| Instrument | 202500020666 |
| Name | LENDAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 4053 CEDARWOOD LN, CINCINNATI, OH 45245-2001 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000011178 |
|---|---|
| Date | Apr 7, 2021 |
| Book Page | 2876/604 |
| Instrument | 202100011178 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,948.00 (-49.4%) | $98,320 (-) Land $15,820 Building $82,500 | |
| 2024 | $280,900 (-) Land $45,200 Building $235,700 | ||
| 2023 | $9,778.00 (+148.99%) Homeowner's exemption | $98,320 (+45.85%) Land $15,820 Building $82,500 | $280,900 (+45.85%) Land $45,200 Building $235,700 |
| 2022 | $3,927.00 Homeowner's exemption | $67,410 Land $10,850 Building $56,560 | |
| 2020 | $192,600 Land $31,000 Building $161,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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