Clermont County property record for 4047 Cedarwood Ln, Cincinnati, OH 45245
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,812 sqft · built 1978 |
| Lot Size | 0.516 acres (22,477 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $410,000 (Oct 2024) |
| Tax Bill | $4,989 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Sep 2026 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-48-16C-038 |
| Primary APN | 41-48-16C-038 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,812 sqft Living Area |
| 1st Floor Area | 676 sqft |
| Basement Area | 486 sqft |
| Finished Basement | 486 sqft |
| Unfinished Basement | 312 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 22,477 sqft (0.516 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 648 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 72 sqft |
| Deck Area | 685 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4047 CEDARWOOD LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45245-2001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODSTONE ACRES BLK C; LOT 38 |
| Legal Subdivision | WOODSTONE ACRES BLK C |
| Legal Block | C |
| Legal Lot Number | 38 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 41305 |
Source: Clermont County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4047 CEDARWOOD LN, CINCINNATI, OH 45245-2001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Sep 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 29, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 5, 2024 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Jul 12, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2024 · Amount on Record |
| Deed Sale | Oct 30, 2024 · Amount on Record |
| Prior Sale | Apr 28, 2015 · Amount on Record |
| Deed Document Number | 202421162 |
| Deed Book / Page | 2980 / 1132 |
| Last Transfer Date | Sep 11, 2025 |
| Transfer Doc | 0000022523 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 4047 CEDARWOOD LN, CINCINNATI, OH 45245-2001 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4047 CEDARWOOD LN, CINCINNATI, OH 45245-2001 |
| Document Number | 0000019578 |
|---|---|
| Date | Sep 22, 2025 |
| Book Page | 3003/2710 |
| Instrument | 202500019578 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Sep 29, 2026 |
| Property Address | 4047 CEDARWOOD LN, CINCINNATI, OH 45245-2001 |
| Document Number | 0000022523 |
| Book / Page | 3035 / 776 |
| Instrument Date | Sep 11, 2025 |
| Instrument | 202622523 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4047 CEDARWOOD LN, CINCINNATI, OH 45245-2001 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 4047 CEDARWOOD LN, CINCINNATI, OH 45245-2001 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4047 CEDARWOOD LN, CINCINNATI, OH 45245-2001 |
| Document Number | 0000002101 |
|---|---|
| Date | Feb 5, 2024 |
| Book Page | 2961/1260 |
| Instrument | 202400002101 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | 5050 KINGSLEY DR, CINCINNATI, OH 45227 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 25, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 4047 CEDARWOOD LN, CINCINNATI, OH 45245-2001 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4047 CEDARWOOD LN, CINCINNATI, OH 45245-2001 |
| Document Number | 0000018101 |
|---|---|
| Date | Jul 12, 2022 |
| Book Page | 2924/685 |
| Instrument | 202200018101 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | May 25, 2052 |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,989.00 (-44.01%) | $99,050 (+10.55%) Land $15,820 Building $83,230 | |
| 2024 | $283,000 (+10.55%) Land $45,200 Building $237,800 | ||
| 2023 | $8,911.00 (+144.54%) Homeowner's exemption | $89,600 (+43.41%) Land $15,820 Building $73,780 | $256,000 (+43.42%) Land $45,200 Building $210,800 |
| 2022 | $3,644.00 Homeowner's exemption | $62,480 Land $10,850 Building $51,630 | |
| 2020 | $178,500 Land $31,000 Building $147,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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