Emmet County property record for 4048 Cedar Bluff Dr, Petoskey, MI 49770 · Last verified July 2026
| Property Type | Commercial |
|---|---|
| Lot Size | 2.33 acres (101,556 sqft) |
| Owner | Company Name on File |
| Tax Bill | $67,762 (2024) |
| Deeds & Mortgages | Jan 2022 Mortgage Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-18-10-251-101 |
| Primary APN | 13-18-10-251-101 |
|---|
| Units | 5 Units |
|---|
| Fire Resistance | Wood or Wood & Steel Frame |
|---|---|
| Lot Area | 101,556 sqft (2.33 acres) |
| Street Address | 4048 CEDAR BLUFF DR |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-8895 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | CEDAR BLUFF CONDO, UNIT 1.PLAN #241, SECTION 10, T34N, R6W |
| Legal Range | 06W |
| Legal Township | 34N |
| Legal Section | 10 |
| Legal Unit | 1 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | RESORT |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 970600 |
Source: Emmet County records · APN 13-18-10-251-101
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4048 CEDAR BLUFF DR, PETOSKEY, MI 49770-8895 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jan 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK |
| Jan 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 4048 CEDAR BLUFF DR, PETOSKEY, MI 49770-8895 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4048 CEDAR BLUFF DR, PETOSKEY, MI 49770-8895 |
| Document Number | 0000001240/0000000905 |
|---|---|
| Date | Jan 19, 2022 |
| Book Page | 0000001240/0000000905 |
| Instrument | 5193880 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 4048 CEDAR BLUFF DR, PETOSKEY, MI 49770-8895 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4048 CEDAR BLUFF DR, PETOSKEY, MI 49770-8895 |
| Document Number | 0000001240/0000000904 |
|---|---|
| Date | Jan 19, 2022 |
| Book Page | 0000001240/0000000904 |
| Instrument | 5193879 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Emmet County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Resort Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,505,000 (+0.32%) Land $2,505,000 | $5,010,000 (+0.32%) Land $5,010,000 | |
| 2025 | $2,496,900 (+33.38%) Land $2,496,900 | $4,993,800 (+33.38%) Land $4,993,800 | |
| 2024 | $67,762.00 | ||
| 2023 | $1,872,000 Land $1,872,000 | $3,744,000 Land $3,744,000 |
Source: FEMA National Flood Hazard Layer, Emmet County (26047C), updated May 31, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 39 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Great Lakes Energy Connections | Fiber | 1,000 / 1,000 |
| Spectrum | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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