4046 E Palo Verde St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 4046 E Palo Verde St, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,964 sqft · built 2014
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Company Names on Record
Last Sale	$1,070,000 (Feb 2024)
Tax Bill	$3,552 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Oct 2021 Transfer + 3 more
Flood Zone	Zone X (moderate risk)
APN	`304-70-830`

Property Details

APN / Parcel Number

Primary APN	`304-70-830`
Alternative APN	`304708302`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	3,964 sqft Living Area
Gross Area	4,160 sqft
1st Floor Area	1,795 sqft
2nd Floor Area	2,169 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	7,200 sqft (0.165 acres)
Parking Spaces	3 Parking Spaces
Pool Area	443 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4046 E PALO VERDE ST
City	GILBERT
State	AZ
Zip	85296-1174
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	ELLIOT GROVES AT MORRISON RANCH PHASE 1 MCR 1112-03
Legal Range	6E
Legal Township	1S
Legal Section	13
Legal Subdivision	ELLIOT GROVES AT MORRISON RANCH PHASE 1
Legal Phase	1
Legal Lot Number	135
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2018
Census Tract	422623

Owner

Source: Maricopa County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4046 E PALO VERDE ST, GILBERT, AZ 85296-1174
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2024	Warranty Deed, Transfer · Conventional Mortgage V I P MORTGAGE INC
Oct 20, 2021	Intrafamily Transfer, Transfer PEOPLES TITLES INC, PIONEER TITLE AGENCY INC
Jun 22, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 3, 2020	Quit Claim Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE AGENCY
Feb 3, 2020	Warranty Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2024 · Amount on Record
Deed Sale	Feb 22, 2024 · Amount on Record
Prior Sale	Feb 3, 2020 · Amount on Record
Deed Document Number	202488753
Prior Transfer Date	Sep 23, 2021
Prior Transfer Doc	0001131722
Record Updated	Sep 20, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 22, 2024
Property Address	4046 E PALO VERDE ST, GILBERT, AZ 85296-1174
Document Number	0000088753
Map Reference	MB 1112 PG 3
Instrument Date	Feb 20, 2024
Instrument	20240088753
Transaction Type	Transfer
Record Updated	Mar 1, 2024
Title Company	EMPIRE W TITLE AGENCY, EMPIRE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4046 E PALO VERDE ST, GILBERT, AZ 85296-1174

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2398 E CAMELBACK RD STE 350, 350, PHOENIX, AZ 85016-9014

Mortgage

Document Number	0000088754
Date	Feb 22, 2024
Instrument	20240088754

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Oct 20, 2021
Property Address	4046 E PALO VERDE ST, GILBERT, AZ 85296-1174
Document Number	0001131722
Map Reference	MB 1112 PG 3
Instrument Date	Sep 23, 2021
Instrument	20211131722
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4046 E PALO VERDE ST, GILBERT, AZ 85296-1174
Investor	Possibly a Property Investor

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 22, 2020
Property Address	4046 E PALO VERDE ST, GILBERT, AZ 85296-1174
Document Number	0000545548
Instrument Date	Feb 3, 2020
Instrument	545548
Transaction Type	Transfer
Record Updated	Jun 29, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 3, 2020
Property Address	4046 E PALO VERDE ST, GILBERT, AZ 85296-1174
Document Number	0000092606
Instrument Date	Jan 31, 2020
Instrument	92606
Transaction Type	Transfer
Record Updated	Feb 14, 2020
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3998 HIGH ST EUGENE OR 974053949, EUGENE, OR 97405-3949

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 3, 2020
Property Address	4046 E PALO VERDE ST, GILBERT, AZ 85296-1174
Document Number	0000092605
Instrument Date	Jan 31, 2020
Instrument	92605
Transaction Type	Transfer
Record Updated	Feb 14, 2020
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$558.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4046 E PALO VERDE ST GILBERT AZ 852961174, GILBERT, AZ 85296-1174

Mortgage

Document Number	92607
Date	Feb 3, 2020
Instrument	92607

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 2, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,380 (+79.75%)	$793,800 (+9.07%) Land $158,700 Building $635,100
2025	$3,552.00 (-23.28%)	$44,162 (-40.54%)	$727,800 (-2.01%) Land $145,500 Building $582,300
2024		$74,270	$742,700 Land $148,500 Building $594,200
2023	$4,630.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink.

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