3961 E Palo Verde St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 3961 E Palo Verde St, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,338 sqft · built 2012
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on Record
Last Sale	$445,000 (Aug 2015)
Tax Bill	$3,458 (2025)
Deeds & Mortgages	Jul 2026 Transfer Apr 2019 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`304-19-443`

Property Details

APN / Parcel Number

Primary APN	`304-19-443`
Alternative APN	`304194438`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	3,338 sqft Living Area
Gross Area	3,450 sqft
1st Floor Area	1,540 sqft
2nd Floor Area	1,798 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	7,800 sqft (0.179 acres)
Parking Spaces	3 Parking Spaces
Pool Area	316 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	3961 E PALO VERDE ST
City	GILBERT
State	AZ
Zip	85296-1861
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	LAKEVIEW TRAILS NORTH AT MORRISON RANCH MCR 818-15
Legal Range	6E
Legal Township	1S
Legal Section	14
Legal Subdivision	LAKEVIEW TRAILS NORTH AT MORRISON RANCH
Legal Lot Number	418
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2019
Census Tract	422658

Owner

Source: Maricopa County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3961 E PALO VERDE ST, GILBERT, AZ 85296-1861
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage MORIA DEVELOPMENT INC
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORIA DEVELOPMENT INC
Jan 12, 2021	Deed of Trust, Mortgage · Line of Credit ENTERPRISE BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2015 · Amount on Record
Deed Sale	Aug 3, 2015 · Amount on Record
Prior Sale	Jul 31, 2012 · Amount on Record
Deed Document Number	2015559920
Last Transfer Date	Jul 22, 2026
Transfer Doc	0000446323
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 28, 2026
Property Address	3961 E PALO VERDE ST, GILBERT, AZ 85296-1861
Document Number	0000446323
Instrument Date	Jul 22, 2026
Instrument	2026446323
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3961 E PALO VERDE ST, GILBERT, AZ 85296-1861
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3961 E PALO VERDE ST, GILBERT, AZ 85296-1861

Mortgage

Document Number	0000243473
Date	Apr 8, 2019
Instrument	20190243473

Lender

Name	MORIA DEVELOPMENT INC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3961 E PALO VERDE ST, GILBERT, AZ 85296-1861
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GREAT AMERICAN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000545076
Date	Jun 22, 2020
Instrument	20200545076

Lender

Name	MORIA DEVELOPMENT INC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3961 E PALO VERDE ST, GILBERT, AZ 85296-1861
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CLEAR TITLE AGENCY OF AZ

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3961 E PALO VERDE ST, GILBERT, AZ 85296-1861

Mortgage

Document Number	0000036682
Date	Jan 12, 2021
Instrument	20210036682

Lender

Name	ENTERPRISE BANK & TRUST
Type	Bank
Address	PHOENIX, AZ 85018

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,760 (+66.06%)	$717,600 (+4.96%) Land $143,500 Building $574,100
2025	$3,458.00 (+4.35%)	$43,212 (-37.22%)	$683,700 (-0.67%) Land $136,700 Building $547,000
2024		$68,830	$688,300 Land $137,600 Building $550,700
2023	$3,314.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.6% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink.

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