3970 E Palo Verde St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 3970 E Palo Verde St, Gilbert, AZ 85296

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,038 sqft · built 2012
Lot Size0.179 acres (7,800 sqft)
OwnerIndividual Name on Record
Last Sale$425,000 (Dec 2017)
Tax Bill$3,184 (2025)
Deeds & MortgagesApr 2020 Mortgage
Dec 2017 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN304-19-415

Property Details

APN / Parcel Number

Primary APN304-19-415

Interior

Full Baths4 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area3,038 sqft Living Area
1st Floor Area1,556 sqft
2nd Floor Area1,482 sqft

Exterior

Year BuiltBuilt 2012
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area7,800 sqft (0.179 acres)
Parking Spaces3 Parking Spaces
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address3970 E PALO VERDE ST
CityGILBERT
StateAZ
Zip85296-1862
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7
Legal DescriptionLAKEVIEW TRAILS NORTH AT MORRISON RANCH MCR 818-15
Legal Range06E
Legal Township01S
Legal Section14
Legal QuarterNE
Quarter-Quarter SectionSE
Legal SubdivisionLAKEVIEW TRAILS NORTH AT MORRISON RANCH
Legal Lot Number390
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group2
Census Block2000
Census Tract422658

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3970 E PALO VERDE ST, GILBERT, AZ 85296-1862
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
ROUNDPOINT MORTGAGE SERVICING CORP
Dec 5, 2017Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 5, 2017 · Amount on Record
Deed SaleDec 5, 2017 · Amount on Record
Prior SaleApr 30, 2012 · Amount on Record
Deed Document Number20170899704
Record UpdatedJun 8, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3970 E PALO VERDE ST, GILBERT, AZ 85296-1862
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000298066
DateApr 7, 2020
Instrument20200298066
Lender
NameROUNDPOINT MORTGAGE SERVICING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueApr 1, 2045

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateDec 5, 2017
Property Address3970 E PALO VERDE ST, GILBERT, AZ 85296-1862
Document Number0000899704
Map ReferenceMB 818 PG 15
Instrument DateNov 27, 2017
Instrument2017-0899704
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanySECURITY TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4442 N 186TH LN, 4442, GOODYEAR, AZ 85395-6485

Transferred To (Grantee/Buyer)

NameVerified Name
Address3970 E PALO VERDE ST, GILBERT, AZ 85296-1862

Mortgage

Document Number0000899705
DateDec 5, 2017
Instrument2017-0899705
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$67,830 (+7.21%)$678,300 (+7.21%) Land $135,600 Building $542,700
2025$3,184.00 (+4.39%)
2024$63,270$632,700 Land $126,500 Building $506,200
2023$3,050.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: CenturyLink.

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