Hennepin County property record for 4045 Garfield Ave, Minneapolis, MN 55409
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,760 sqft · built 1917 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $439,000 (Nov 2020) |
| Tax Bill | $7,150 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer Nov 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-028-24-23-0084 |
| Primary APN | 10-028-24-23-0084 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,760 sqft Living Area |
| Gross Area | 2,742 sqft |
| 1st Floor Area | 971 sqft |
| Basement Area | 982 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 131 ft deep x 40 ft wide |
| Garage Type | Detached |
| Porch | Porch |
| Porch Area | 238 sqft |
| Heating System | Hot Water |
|---|
| Street Address | 4045 GARFIELD AVE |
|---|---|
| City | MINNEAPOLIS |
| State | MN |
| Zip | 55409-1434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | LOT 017 BLOCK 001 A HEATHERDALE MPLS 40.00 X 131.00 |
| Legal Range | 24 |
| Legal Township | 028 |
| Legal Section | 10 |
| Legal Quarter | 23 |
| Legal Subdivision | HEATHERDALE MPLS |
| Legal Block | 1 |
| Legal Lot Number | 17 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | MINNEAPOLIS |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 109900 |
4045 Garfield Ave is held in a trust since February 2026.
Source: Hennepin County records, as of June 30, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 4045 GARFIELD AVE, MINNEAPOLIS, MN 55409-1434 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 12, 2026 | Intrafamily Transfer, Transfer |
| Nov 25, 2020 | Grant Deed, Transfer · Conventional Mortgage VERMILLION ST BK |
| Sep 10, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 25, 2020 · Amount on File |
| Deed Sale | Nov 25, 2020 · Amount on File |
| Deed Document Number | 202010876950 |
| Last Transfer Date | Feb 11, 2026 |
| Transfer Doc | 0A11439867 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Feb 12, 2026 |
| Property Address | 4045 GARFIELD AVE, MINNEAPOLIS, MN 55409-1434 |
| Document Number | 0A11439867 |
| Instrument Date | Feb 11, 2026 |
| Instrument | A11439867 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4045 GARFIELD AVE, MINNEAPOLIS, MN 55409-1434 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Nov 25, 2020 |
| Property Address | 4045 GARFIELD AVE, MINNEAPOLIS, MN 55409-1434 |
| Document Number | 0010876950 |
| Instrument Date | Nov 20, 2020 |
| Instrument | 10876950 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,493.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4045 GARFIELD AVE MINNEAPOLIS MN 554091434, MINNEAPOLIS, MN 55409-1434 |
| Document Number | 10876951 |
|---|---|
| Date | Nov 25, 2020 |
| Instrument | 10876951 |
| Name | VERMILLION ST BK |
|---|---|
| Type | Bank |
| Address | VERMILLION, MN 55085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 24, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Sep 10, 2019 |
| Property Address | 4045 GARFIELD AVE, MINNEAPOLIS, MN 55409-1434 |
| Document Number | 0010703923 |
| Instrument Date | Aug 28, 2019 |
| Instrument | 10703923 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4045 GARFIELD AVE MINNEAPOLIS MN 554091434, MINNEAPOLIS, MN 55409-1434 |
The 2025 property tax bill for 4045 Garfield Ave was $7,150, up 3.9% from the year before.
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Minneapolis City |
| Unified School District | Minneapolis Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,150.00 (+3.86%) Homeowner's exemption | $466,100 (-0.19%) Land $186,000 Building $280,100 | $466,100 (-0.19%) Land $186,000 Building $280,100 |
| 2024 | $6,884.00 (+10.62%) | $467,000 Land $186,000 Building $281,000 | $467,000 Land $186,000 Building $281,000 |
| 2023 | $6,223.00 Homeowner's exemption | ||
| 2022 | $473,000 Land $181,000 Building $292,000 | $473,000 Land $181,000 Building $292,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4045 Garfield Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 4045 Garfield Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Minneapolis serves 425,300 people · EPA ID MN1270024 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 666 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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