Hennepin County property record for 4040 Garfield Ave, Minneapolis, MN 55409
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,847 sqft · built 1920 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $381,000 (Oct 2017) |
| Tax Bill | $5,901 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-028-24-23-0106 |
| Primary APN | 10-028-24-23-0106 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,847 sqft Living Area |
| Gross Area | 2,823 sqft |
| 1st Floor Area | 976 sqft |
| Basement Area | 976 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 121 ft deep x 41 ft wide |
| Garage Type | Detached |
| Porch | Porch |
| Porch Area | 90 sqft |
| Heating System | Hot Water |
|---|
| Street Address | 4040 GARFIELD AVE |
|---|---|
| City | MINNEAPOLIS |
| State | MN |
| Zip | 55409-1435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | LOT 011 BLOCK 002 A HEATHERDALE MPLS 41.00 X 121.00 |
| Legal Range | 24 |
| Legal Township | 028 |
| Legal Section | 10 |
| Legal Quarter | 23 |
| Legal Subdivision | HEATHERDALE MPLS |
| Legal Block | 2 |
| Legal Lot Number | 11 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | MINNEAPOLIS |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 109900 |
4040 Garfield Ave is owned and occupied by two individuals who bought it in October 2017.
Source: Hennepin County records, as of June 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4040 GARFIELD AVE, MINNEAPOLIS, MN 55409-1435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Jun 1, 2020 | Deed of Trust, Mortgage · Conventional with PMI WYNDHAM CAP MTG |
| Oct 2, 2017 | Warranty Deed, Transfer · Conventional with PMI MORTGAGES UNLIMITED |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2017 · Amount on File |
| Deed Sale | Oct 2, 2017 · Amount on File |
| Deed Document Number | 201710487135 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 4040 GARFIELD AVE, MINNEAPOLIS, MN 55409-1435 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0A10986950 |
|---|---|
| Date | Jul 9, 2021 |
| Instrument | A10986950 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 4040 GARFIELD AVE, MINNEAPOLIS, MN 55409-1435 |
| Document Number | 0010795521 |
| Instrument Date | Jun 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4040 GARFIELD AVE MINNEAPOLIS MN 554091435, MINNEAPOLIS, MN 55409-1435 |
| Document Number | 0010795521 |
|---|---|
| Date | Jun 8, 2020 |
| Instrument | 10795521 |
| Name | WYNDHAM CAP MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 7, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Oct 2, 2017 |
| Property Address | 4040 GARFIELD AVE, MINNEAPOLIS, MN 55409-1435 |
| Document Number | 0010487135 |
| Instrument Date | Sep 29, 2017 |
| Instrument | 10487135 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2018 |
| Title Company | TITLE CHOICE CORPORATION |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,295.40 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4040 GARFIELD AVE MINNEAPOLIS MN 554091435, MINNEAPOLIS, MN 55409-1435 |
| Document Number | 10487136 |
|---|---|
| Date | Oct 2, 2017 |
| Instrument | 10487136 |
| Name | MORTGAGES UNLIMITED |
|---|---|
| Type | Mortgage Company |
| Address | MAPLE GROVE, MN 55369 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 4040 Garfield Ave was $5,901 with a homeowner's exemption.
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Minneapolis City |
| Unified School District | Minneapolis Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,901.00 | $391,500 Land $180,000 Building $211,500 | $391,500 Land $180,000 Building $211,500 |
| 2023 | $4,921.00 Homeowner's exemption | ||
| 2022 | $377,000 Land $175,000 Building $202,000 | $377,000 Land $175,000 Building $202,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4040 Garfield Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 4040 Garfield Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Minneapolis serves 425,300 people · EPA ID MN1270024 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 666 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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