Hennepin County property record for 4044 Garfield Ave, Minneapolis, MN 55409
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,274 sqft · built 1911 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $390,000 (Feb 2014) |
| Tax Bill | $12,510 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Dec 2020 Loan Modification + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-028-24-23-0107 |
| Primary APN | 10-028-24-23-0107 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,274 sqft Living Area |
| Gross Area | 3,262 sqft |
| 1st Floor Area | 948 sqft |
| Basement Area | 988 sqft |
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 1911 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 121 ft deep x 51 ft wide |
| Garage Type | Detached |
| Porch | Porch |
| Porch Area | 184 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4044 GARFIELD AVE |
|---|---|
| City | MINNEAPOLIS |
| State | MN |
| Zip | 55409-1435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | LOT 012 BLOCK 002 A HEATHERDALE MPLS LOT 12 AND N 10 FT OF LOT 13 LOTS 12 AND 13 51.00 X 121.00 |
| Legal Range | 24 |
| Legal Township | 028 |
| Legal Section | 10 |
| Legal Quarter | 23 |
| Legal Subdivision | HEATHERDALE MPLS |
| Legal Block | 2 |
| Legal Lot Number | 12 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | MINNEAPOLIS |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 109900 |
4044 Garfield Ave is owned and occupied by two individuals who bought it in February 2014.
Source: Hennepin County records, as of June 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4044 GARFIELD AVE, MINNEAPOLIS, MN 55409-1435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 26, 2025 | Deed of Trust, Mortgage · Line of Credit DEERWOOD BANK |
| Dec 23, 2020 | Loan Modification, Mortgage · Conventional Mortgage DEERWOOD BK |
| Jun 10, 2020 | Deed of Trust, Mortgage · Line of Credit DEERWOOD BK |
| Jun 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MTG |
| Apr 26, 2019 | Deed of Trust, Mortgage · Conventional with PMI TRUSTONE FIN'L FCU |
| May 10, 2017 | Loan Modification, Mortgage · Conventional Mortgage DEERWOOD BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 3, 2014 · Amount on File |
| Deed Sale | Feb 3, 2014 · Amount on File |
| Deed Document Number | 201410051395 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 4044 GARFIELD AVE, MINNEAPOLIS, MN 55409-1435 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0A11429150 |
|---|---|
| Date | Dec 26, 2025 |
| Instrument | A11429150 |
| Name | DEERWOOD BANK |
|---|---|
| Type | Bank |
| Address | BRAINERD, MN 56401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 4044 GARFIELD AVE, MINNEAPOLIS, MN 55409-1435 |
| Document Number | 0010903178 |
| Instrument Date | Dec 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4044 GARFIELD AVE MINNEAPOLIS MN 554091435, MINNEAPOLIS, MN 55409-1435 |
| Document Number | 0010903178 |
|---|---|
| Date | Jan 12, 2021 |
| Instrument | 10903178 |
| Name | DEERWOOD BK |
|---|---|
| Type | Bank |
| Address | MENDOTA HEIGHTS, MN 55120 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 11, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 4044 GARFIELD AVE, MINNEAPOLIS, MN 55409-1435 |
| Document Number | 0010806314 |
| Instrument Date | Jun 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4044 GARFIELD AVE MINNEAPOLIS MN 554091435, MINNEAPOLIS, MN 55409-1435 |
| Document Number | 0010806314 |
|---|---|
| Date | Jun 18, 2020 |
| Instrument | 10806314 |
| Name | DEERWOOD BK |
|---|---|
| Type | Bank |
| Address | MENDOTA HEIGHTS, MN 55120 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 17, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 4044 GARFIELD AVE, MINNEAPOLIS, MN 55409-1435 |
| Document Number | 0010812450 |
| Instrument Date | Jun 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4044 GARFIELD AVE MINNEAPOLIS MN 554091435, MINNEAPOLIS, MN 55409-1435 |
| Document Number | 0010812450 |
|---|---|
| Date | Jul 15, 2020 |
| Instrument | 10812450 |
| Name | AMERISAVE MTG |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 14, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 4044 GARFIELD AVE, MINNEAPOLIS, MN 55409-1435 |
| Document Number | 0010655293 |
| Instrument Date | Apr 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4044 GARFIELD AVE MINNEAPOLIS MN 554091435, MINNEAPOLIS, MN 55409-1435 |
| Document Number | 0010655293 |
|---|---|
| Date | May 1, 2019 |
| Instrument | 10655293 |
| Name | TRUSTONE FIN'L FCU |
|---|---|
| Type | Credit Union |
| Address | PLYMOUTH, MN 55447 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 30, 2034 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 4044 GARFIELD AVE, MINNEAPOLIS, MN 55409-1435 |
| Document Number | 0010449877 |
| Instrument Date | May 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4044 GARFIELD AVE MINNEAPOLIS MN 554091435, MINNEAPOLIS, MN 55409-1435 |
| Document Number | 0010449877 |
|---|---|
| Date | Jun 14, 2017 |
| Instrument | 10449877 |
| Name | DEERWOOD BK |
|---|---|
| Type | Bank |
| Address | MENDOTA HEIGHTS, MN 55120 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 13, 2037 |
The 2025 property tax bill for 4044 Garfield Ave was $12,510.
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Minneapolis City |
| Unified School District | Minneapolis Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,510.00 | $751,200 Land $200,000 Building $551,200 | $751,200 Land $200,000 Building $551,200 |
| 2023 | $9,379.00 Homeowner's exemption | ||
| 2022 | $674,000 Land $194,000 Building $480,000 | $674,000 Land $194,000 Building $480,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4044 Garfield Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 4044 Garfield Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Minneapolis serves 425,300 people · EPA ID MN1270024 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 666 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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