Stearns County property record for 3945 2nd St S, Saint Cloud, MN 56301
| Property Type | Commercial |
|---|---|
| Details | 7,272 sqft · built 1999 |
| Owner | Company Name on File |
| Last Sale | $3,975,000 (Jan 2016) |
| Tax Bill | $45,152 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-50616-0202 |
| Primary APN | 82-50616-0202 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 7,272 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Brick |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Old Parcel Number | 82.50616.0202 |
|---|---|
| Street Address | 3945 2ND ST S |
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-3792 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOT 002 ST CLOUD COMMONS 2ND ADDITION SECTION 16 TOWNSHIP 124 RANGE 028 SECTION 16 TOWNSHIP 124 RANGE 028 |
| Legal Range | 28 |
| Legal Township | 124 |
| Legal Section | 16 |
| Legal Subdivision | ST CLOUD COMMONS 2ND ADDITION |
| Legal Lot Number | 2 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 501 |
Source: Stearns County assessment roll, as of February 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3945 2ND ST S, SAINT CLOUD, MN 56301-3792 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 7, 2016 · Amount on Record |
| Deed Sale | Jan 7, 2016 · Amount on Record |
| Deed Document Number | T39977 |
| Record Updated | Jun 8, 2026 |
Source: Stearns County assessment roll, as of February 1, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,503,000 (+2.98%) Land $900,000 Building $603,000 | $1,503,000 (+2.98%) Land $900,000 Building $603,000 | |
| 2024 | $45,152.00 (+3.1%) | ||
| 2023 | $43,796.00 | $1,459,500 Land $900,000 Building $559,500 | $1,459,500 Land $900,000 Building $559,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Lumen Technologies DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, BIF IV Intrepid HoldCo, Spectrum, Verizon.
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