4044 4th St, Chesapeake, VA 23324 Property Records

Chesapeake City property record for 4044 4th St, Chesapeake, VA 23324

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,080 sqft · built 2019
Lot Size	0.102 acres (4,443 sqft)
Owner	Individual Name on Record
Last Sale	$259,900 (Mar 2020)
Tax Bill	$3,784 (2025)
Deeds & Mortgages	Oct 2023 Refinance Mar 2020 Sale & Mortgage + 1 more
APN	`1600000000170`

Property Details

APN / Parcel Number

Primary APN	`1600000000170`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,080 sqft Living Area
1st Floor Area	1,040 sqft
Upper Floors Area	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,443 sqft (0.102 acres)
Lot Dimensions	120 ft deep x 120 ft wide
Porch	Porch
Porch Area	52 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4044 4TH ST
City	CHESAPEAKE
State	VA
Zip	23324-1523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6: RESIDE
Legal Description	5-A RESUBD LOTS 5-8 BLK 4 PORT LOCK
Legal Subdivision	PORTLOCK
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	4
Census Block	4001
Census Tract	20600

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4044 4TH ST, CHESAPEAKE, VA 23324-1523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC
Mar 19, 2020	Warranty Deed, Transfer · FHA Mortgage OVM FINANCIAL INC
May 20, 2019	Warranty Deed, Transfer · Commercial Mortgage TOWNEBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2020 · Amount on Record
Deed Sale	Mar 19, 2020 · Amount on Record
Prior Sale	May 20, 2019 · Amount on Record
Deed Document Number	20208661
Deed Book / Page	10126 / 909
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	4044 4TH ST, CHESAPEAKE, VA 23324-1523
Transaction Type	Mortgage
Record Updated	Oct 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010699/118
Date	Oct 3, 2023
Book Page	10699/118
Instrument	230020858

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Mar 19, 2020
Property Address	4044 4TH ST, CHESAPEAKE, VA 23324-1523
Document Number	010126/909
Book / Page	10126 / 909
Instrument Date	Mar 17, 2020
Instrument	200008661
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4044 4TH ST, CHESAPEAKE, VA 23324-1523

Mortgage

Document Number	0200008662
Date	Mar 19, 2020
Instrument	200008662

Lender

Name	OVM FINANCIAL INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	May 20, 2019
Property Address	4044 4TH ST, CHESAPEAKE, VA 23324-1523
Document Number	010013/495
Book / Page	10013 / 495
Instrument Date	May 16, 2019
Instrument	190011802
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2010 POCATY CREEK LN, CHESAPEAKE, VA 23322-1585

Mortgage

Document Number	0190011803
Date	May 20, 2019
Instrument	190011803

Lender

Name	TOWNEBANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$389,300 (+3.9%) Land $105,000 Building $284,300	$389,300 (+3.9%) Land $105,000 Building $284,300
2025	$3,784.00 (+444.46%)	$374,700 (+12.35%) Land $100,000 Building $274,700	$374,700 (+12.35%) Land $100,000 Building $274,700
2023		$333,500 (+12.4%) Land $80,000 Building $253,500	$333,500 (+12.4%) Land $80,000 Building $253,500
2022		$296,700 Land $70,000 Building $226,700	$296,700 Land $70,000 Building $226,700
2019	$695.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	Nov 2006 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

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