4030 4th St, Chesapeake, VA 23324 Property Records

Chesapeake City property record for 4030 4th St, Chesapeake, VA 23324

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,666 sqft · built 1953
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Apr 2025)
Tax Bill	$3,083 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Mar 2022 Sale & Mortgage + 4 more
APN	`1600000000050`

Property Details

APN / Parcel Number

Primary APN	`1600000000050`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,666 sqft Living Area
1st Floor Area	1,652 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Porch	Slab
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4030 4TH ST
City	CHESAPEAKE
State	VA
Zip	23324-1523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8S: RESID
Legal Description	5 HOMESTEAD GARDENS
Legal Subdivision	PORTLOCK TERRACE
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3017
Census Tract	20600

Owner

4030 4th St is owned and occupied by two individuals who bought it in April 2025.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4030 4TH ST, CHESAPEAKE, VA 23324-1523
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Mar 4, 2022	Warranty Deed, Transfer · VA Mortgage SOUTHERN TRUST MORTGAGE LLC
Apr 30, 2021	Warranty Deed, Subdivision Related Transfer · VA Mortgage VETERANS UNITED HOME LOANS
Sep 25, 2019	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Mar 4, 2021	Warranty Deed, Transfer · Commercial Mortgage COVE POINT INVESTMENTS LCC
Dec 27, 2018	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2025 · Amount on File
Deed Sale	Apr 1, 2025 · Amount on File
Prior Sale	Mar 4, 2022 · Amount on File
Deed Document Number	20256297
Deed Book / Page	10838 / 736
Prior Transfer Date	Apr 1, 2021
Prior Transfer Doc	10362/1107
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Sep 18, 2026
Property Address	4030 4TH ST, CHESAPEAKE, VA 23324-1523
Document Number	0000024295
Book / Page	11024 / 547
Instrument Date	Sep 2, 2026
Instrument	202624295
Transaction Type	Mortgage
Record Updated	Oct 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4030 4TH ST, CHESAPEAKE, VA 23324-1523

Mortgage

Document Number	0000024295,
Date	Sep 18, 2026
Book Page	11024/547
Instrument	202624295

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Mar 4, 2022
Property Address	4030 4TH ST, CHESAPEAKE, VA 23324-1523
Document Number	010529/101
Book / Page	10529 / 101
Instrument Date	Mar 2, 2022
Instrument	220007590
Transaction Type	Transfer
Record Updated	Mar 23, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4030 4TH ST, CHESAPEAKE, VA 23324-1523

Mortgage

Document Number	0220007591
Date	Mar 4, 2022
Instrument	220007591

Lender

Name	SOUTHERN TRUST MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

April 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Apr 30, 2021
Property Address	4030 4TH ST, CHESAPEAKE, VA 23324-1523
Document Number	10362/1107
Book / Page	10362 / 1107
Instrument Date	Apr 28, 2021
Instrument	210019933
Transaction Type	Subdivision Related Transfer
Record Updated	May 19, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4030 4TH ST, CHESAPEAKE, VA 23324-1523

Mortgage

Document Number	210019934
Date	Apr 30, 2021
Instrument	210019934

Lender

Name	VETERANS UNITED HOME LOANS

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	4030 4TH ST, CHESAPEAKE, VA 23324-1523
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10059/1393
Date	Sep 25, 2019
Book Page	10059/1393
Instrument	190025812

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Mar 4, 2021
Property Address	4030 4TH ST, CHESAPEAKE, VA 23324-1523
Document Number	10323/677
Book / Page	10323 / 677
Instrument Date	Dec 23, 2020
Instrument	210009972
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 NORTHGATE LN, SUFFOLK, VA 23434-4300
Investor	Possibly a Property Investor

Mortgage

Document Number	210009973
Date	Mar 4, 2021
Instrument	210009973

Lender

Name	COVE POINT INVESTMENTS LCC

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Dec 27, 2018
Property Address	4030 4TH ST, CHESAPEAKE, VA 23324-1523
Document Number	9977/1085
Book / Page	9977 / 1085
Instrument Date	Nov 2, 2018
Instrument	180033425
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4030 4TH ST, CHESAPEAKE, VA 23324-1523

Mortgage

Document Number	180033426
Date	Dec 27, 2018
Instrument	180033426

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4030 4th St was $3,083, up 5.1% from the year before.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$337,000 (+10.42%) Land $120,000 Building $217,000	$337,000 (+10.42%) Land $120,000 Building $217,000
2025	$3,083.00 (+5.08%)	$305,200 Land $115,000 Building $190,200	$305,200 Land $115,000 Building $190,200
2024	$2,934.00
2023		$261,000 (+13.13%) Land $95,000 Building $166,000	$261,000 (+13.13%) Land $95,000 Building $166,000
2022		$230,700 Land $85,000 Building $145,700	$230,700 Land $85,000 Building $145,700
2019	$1,850.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4030 4th St; there have been 20 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	20 (1981–2019)
Claims Outside the SFHA	5 of 20
Most Recent Claim	Jun 2019 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Hurricane Isabel, Sep 2003 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4030 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

Nearby Properties on 4th St

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