4040 4th St, Chesapeake, VA 23324 Property Records

Chesapeake City property record for 4040 4th St, Chesapeake, VA 23324

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,080 sqft · built 2019
Lot Size	0.127 acres (5,532 sqft)
Owner	2 Individual Names on File
Last Sale	$259,900 (Nov 2019)
Tax Bill	$3,793 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage May 2019 Sale & Mortgage
APN	`1600000000172`

Property Details

APN / Parcel Number

Primary APN	`1600000000172`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,080 sqft Living Area
1st Floor Area	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,532 sqft (0.127 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4040 4TH ST
City	CHESAPEAKE
State	VA
Zip	23324-1523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6: RESIDE
Legal Description	8-A RESUBD LOTS 5-8 BLK 4 PORT LOCK
Legal Subdivision	PORTLOCK
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	4
Census Block	4001
Census Tract	20600

Owner

4040 4th St is owned and occupied by two individuals who bought it in November 2019.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4040 4TH ST, CHESAPEAKE, VA 23324-1523
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2019	Warranty Deed, Transfer · VA Mortgage OVM FINANCIAL INC
May 20, 2019	Warranty Deed, Transfer · Commercial Mortgage TOWNEBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2019 · Amount on File
Deed Sale	Nov 13, 2019 · Amount on File
Prior Sale	May 20, 2019 · Amount on File
Deed Document Number	201931126
Deed Book / Page	10078 / 996
Record Updated	Oct 29, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Nov 13, 2019
Property Address	4040 4TH ST, CHESAPEAKE, VA 23324-1523
Document Number	010078/996
Book / Page	10078 / 996
Instrument Date	Nov 7, 2019
Instrument	190031126
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4040 4TH ST, CHESAPEAKE, VA 23324-1523

Mortgage

Document Number	0190031127
Date	Nov 13, 2019
Instrument	190031127

Lender

Name	OVM FINANCIAL INC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	May 20, 2019
Property Address	4040 4TH ST, CHESAPEAKE, VA 23324-1523
Document Number	010013/495
Book / Page	10013 / 495
Instrument Date	May 16, 2019
Instrument	190011802
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2010 POCATY CREEK LN, CHESAPEAKE, VA 23322-1585

Mortgage

Document Number	0190011803
Date	May 20, 2019
Instrument	190011803

Lender

Name	TOWNEBANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4040 4th St was $3,793.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$390,100 (+3.89%) Land $105,000 Building $285,100	$390,100 (+3.89%) Land $105,000 Building $285,100
2025	$3,793.00	$375,500 Land $100,000 Building $275,500	$375,500 Land $100,000 Building $275,500
2023		$334,600 (+12.4%) Land $80,000 Building $254,600	$334,600 (+12.4%) Land $80,000 Building $254,600
2022		$297,700 Land $70,000 Building $227,700	$297,700 Land $70,000 Building $227,700
2019	$630.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4040 4th St; there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	Nov 2006 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4040 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

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