Albany County and Guilderland Town property record for 4038 Ryan Pl, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,030 sqft · built 2002 |
| Lot Size | 0.81 acres (35,313 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $334,000 (Sep 2015) |
| Tax Bill | $8,752 (2026) |
| Deeds & Mortgages | Sep 2021 Line of Credit Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 28.15-2-29 |
| Primary APN | 013089 28.15-2-29 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,030 sqft Living Area |
| 1st Floor Area | 1,050 sqft |
| 2nd Floor Area | 980 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 35,313 sqft (0.81 acres) |
| Lot Dimensions | 269 ft deep x 131 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 432 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 02801500020290000000 |
|---|---|
| Street Address | 4038 RYAN PL |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-2818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Description | BLACKBERRY ESTATES LOT 29 |
| Legal Subdivision | BLACKBERRY ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 29.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 14617 |
Source: Albany County and Guilderland Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4038 RYAN PL, SCHENECTADY, NY 12303-2818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 20, 2021 | Deed of Trust, Mortgage · Line of Credit EMPOWER CU |
| Jun 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EMPOWER FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2015 · Amount on Record |
| Deed Sale | Sep 4, 2015 · Amount on Record |
| Prior Sale | May 17, 2011 · Amount on Record |
| Deed Document Number | 201511902628 |
| Deed Book / Page | 3148 / 83 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 4038 RYAN PL, SCHENECTADY, NY 12303-2818 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4038 RYAN PL, SCHENECTADY, NY 12303-2818 |
| Document Number | 0000008672 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | R2021-28672 |
| Name | EMPOWER CU |
|---|---|
| Type | Credit Union |
| Address | SYRACUSE, NY 13212 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 4038 RYAN PL, SCHENECTADY, NY 12303-2818 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000011000 |
|---|---|
| Date | Jun 17, 2020 |
| Instrument | R2020-11000 |
| Name | EMPOWER FCU |
|---|---|
| Type | Credit Union |
| Address | SYRACUSE, NY 13212 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2040 |
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,752.00 (+0.01%) | ||
| 2025 | $8,751.00 (-0.3%) | $364,000 (-) Land $73,000 Building $291,000 | $485,333 (+13.33%) Land $97,333 Building $388,000 |
| 2023 | $364,000 (-) Land $73,000 Building $291,000 | $428,235 (+7.06%) Land $85,882 Building $342,353 | |
| 2022 | $364,000 Land $73,000 Building $291,000 | $400,000 Land $80,220 Building $319,780 | |
| 2021 | $8,777.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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