4041 7th St, North Beach, MD 20714 Property Records

Calvert County property record for 4041 7th St, North Beach, MD 20714

Property Summary

Property Type	Single Family Home
Details	1 ba · 880 sqft · built 1943
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$359,900 (May 2026)
Tax Bill	$4,500 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-059367`

Property Details

APN / Parcel Number

Primary APN	`03-059367`
Alternative APNs	`3059367` `059367`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	880 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Porch	Porch
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	059367
Street Address	4041 7TH ST
City	NORTH BEACH
State	MD
Zip	20714-5029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 9C & 10C BLK 9 NORTH CHES BEACH
Legal Subdivision	NORTH CHES BCH
Legal Block	9
Legal Lot Number	10C,9C
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1030
Census Tract	860404

Owner

4041 7th St is owned and occupied by an individual who bought it in May 2026.

Source: Calvert County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	4041 7TH ST, NORTH BEACH, MD 20714-5029
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed, Transfer · VA Mortgage DFT2 FINANCIAL LLC
Aug 11, 2021	Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2026 · Amount on File
Deed Sale	May 15, 2026 · Amount on File
Prior Sale	Aug 11, 2021 · Amount on File
Deed Book / Page	6902 / 328
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	May 15, 2026
Property Address	4041 7TH ST, NORTH BEACH, MD 20714-5029
Document Number	6902000328
Book / Page	6902 / 328
Instrument Date	Apr 17, 2026
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	POTOMAC TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$363,499.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4041 7TH ST, NORTH BEACH, MD 20714-5029

Mortgage

Document Number	6902000334,
Date	May 15, 2026
Book Page	6902/334

Lender

Name	DFT2 FINANCIAL LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Aug 11, 2021
Property Address	4041 7TH ST, NORTH BEACH, MD 20714-5029
Document Number	0060470262
Book / Page	6047 / 262
Map Reference	LB AAH 10 FO 71
Instrument Date	Jul 30, 2021
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	NOT AVAILABLE, LAND ABSTRACT & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	4041 7TH ST, NORTH BEACH, MD 20714-5029

Mortgage

Document Number	6047267
Date	Aug 11, 2021
Instrument	6047/267

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4041 7th St was $4,500.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Municipality	North Beach Town
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$317,567 (+4.57%)	$345,300 (+13.7%) Land $87,200 Building $258,100
2025	$4,500.00	$303,700 Land $87,200 Building $216,500	$303,700 Land $87,200 Building $216,500
2023	$2,691.00	$213,700	$303,700 Land $87,200 Building $216,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4041 7th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 73 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	100 units insured incl. 27 condo units
Nearby Flood Claims	16 (2003–2024)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4041 7th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF NORTH BEACH serves 3,000 people · EPA ID MD0040030
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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